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What is the best financial management software for multiple businesses? We used to use Small Business Accounting from Microsoft, but that product is no longer available and we are unable to locate our install disks. Any suggestions would be really appreciated! Thanks in advance :). Sorry, I forgot to mention free or very inexpensive, we have a very limited budget for software as one of the businesses is a non-profit, and the other two are very small, limited income. Thanks :).

Financial management software? What is the best (inexpensive) Financial management software out there? Right now I use Microsoft Money 2005 standard. I've never tried anything else, but I don't really like it. Granted, it IS faster than hand writing everything into my check register, and it does help me see where my money is going, but first of all, it automatically categorizes my transactions a lot, but it gets it wrong a lot of the time. But more importatntly, I'm disappointed with the budget part of it. Maybe it's just because I have the standard edition, but it just doesn't seem to helpful for creating a budget. I'm looking for something very user friendly, with plenty of advice, and understanding about how humans spend and waste money...if you get my drift. It's just for my family's personal finances. Is there anything free out there?

Guidance for foundation of a small software company to make financial risk management software? I have deep knowledge and vast experience in working as financial risk manager in a big investment corporation. I want establish a company which will make financial risk management soft wares for small investment companies and banks who can't afford to develop in-house software. I have prepared the design and content of software program but I don't know anything about computer programming, so I can't develop this software myself. I would request the learned members of this site to please guide me in all aspects of formation of a software company for financial risk management software.

Financial Management Software for MACs? I have fairly complex investments, and have used Intuit's Quicken for many years. However, I'm looking to get a MAC instead of a PC. Does Quicken 2008 work on MACs? What type of finance software is compatable with MACs?

Where can I find free downloads for financial management programs? Where can I find free financial management software downloads?

free financial contact management software? i do a lot of financial brokage tele sales, i would like to know where i can get a smart and reliable contact management software

Any small business financial management software with tax ability? I have a "small business", which is essentially myself. I have income from various sources, expenses that are business related. That sort of thing. I have been paying quarterly estimates, but got a pretty big surprise on tax day. What I'd like is some software that, given all of my inputs and conditions, could give me a reasonable idea of what my tax liability is. Essentially, since my situation isn't really *that* complex, I don't want to hire staff just to pay quarterly estimates and not wind up with another huge surprise next tax day. I was thinking along the lines of Quickbooks and Turbotax, but even that seems like a lot of extra effort. I guess it might need to be that complex, but I was hoping there would be something integrated. It moves around a bit. Things changed over the year and I adjusted the payment, but didn't actually sit down, break out all the star charts and recalculate. That's what I find really frustrating. I want something that I can enter all transactions into. I want to see what it thinks I should be holding onto for taxes. Then, at quarterly estimate time, it will go through a process where it asks for stuff I may not have in there, and throws out a number. What I don't like is the complete lack of understanding of where I'm at at any given time. The tax law is complex, but not from a software perspective. Quickbooks (or similar) can track accounts, TurboTax (or similar) understands taxes. I don't think it should be this huge ordeal every time you need to work on your taxes, assuming your finances aren't that complex. Also, with the same assumption, you should be able to see a number that is "you will owe this". Some more thoughts. It seems like TT is set up to be like "OK, you're doing your taxes. Import or enter your data. How many dependents do you have...". I want something that lets you enter that up front, and as you're tracking your money in and out, it should be able to show you where you're at and where you're headed. At tax time it would as simple as "Print tax form", or close to it.

For personal financial management computer programs, are there ones that address debt repayment? Money management software like Quicken have lots of helpful features but they don't list anything about repaying debt. I am sure another feature could be used, but it would be nice if there was a program that had that specific feature. BTW I mean the kind of debt that you don't get bills for, or ones that you can repay at your own pace...

change career from Software Engineering to Banking and financial management - advise please.? Hi, I have been working as a senior software engineer for around 3 yrs, I have a bachelors & a masters degree in Software Engineering. However, i am planning to switch my career to financial management or banking. Can someone please advise me what i should, like any courses or certification that will help. I do understand that the switching will take time and i am determined even if it takes a couple of years. I was also thinking about doing an MBA in finance but it is very very expensive which is why i thought may be a certification will help but i dont know what to do. Any help will be appreciated. Thanks.

Looking for best mutual fund software / asset management software / investment tracking sofware in India? Looking for best financial software for tracking wealth in India.

What is a good inexpensive property management software for landlords? My husband and I have 7 properties were are managing ourselves, and we've used a few software packages to help in that management but none seem that great. Does anybody have a good recommendation (that they have personally used) for an inexpensive solution which will help us track the financial and tax aspects of our properties. A bonus would be a software which automates or assists in listing the properties online as well.

Financial/budgeting/banking software suggestions? Are there any financial management tools/software there are reasonably priced and oh-so easy to use. I'm looking for something that can possibly even link to online banking. I'm not good about recording each transaction...so, I know that I would be horrible about going into the software to record everything. Thanks!

What is the best financial management program in the UK? There is only the old version of Microsoft Money in the UK (2005) and Quicken seem to have deserted us. Please help. I really need the software!

Need Help! Too hard to switch careers from software account management to brand management!? I feel very helpless like I'm facing a brick wall, so I'd appreciate any professional advice. I have been working in support and account management for 6 years for a financial software company, I got my MBA in marketing and now looking to transition to brand management in consumer product goods. However, I am being rejected everywhere because I'm told that I don't have marketing experience. I actually do have about 2 years worth of marketing experience for consulting projects at school and also helping with family restaurant marketing. I can't get more experience because when I apply for a job they say I need experience! It's like a vicious circle. Please any suggestions to progress my career? Thank you!

I need Hospital Management Software (HMS) Please Help For my Hospital? Features are required that: *Patient Registration* *Bed Management* *Nursing Workbench* *Appointment Scheduling* *Admission Discharge Transfer* *Radiology Information System* *Laboratory Management System* *Blood Bank* *Health Care Packages* *Patient Billing* *Pharmacy* *Management Information System* *Roster Management* *Financial Accounting* *Security* System Requirements: Pentium III processor Memory: 128MB 2GB hard disk free space Operarting system: Windows XP Professional (SP2) Windows 2000 Professional (SP3) Windows 98 SE

Reporting tools? (for management reporting, financial reporting, controlling reporting)? a suggestion? Hi, I would like to have some info about the most used reporting program/software/tools (for management reporting, financial reporting, controlling reporting). Which one of the following is the most requested by companies? - SAS - Business Objects - Microstrategy - Crystal Reports - Hyperion - Cognos Which one of those do you think it's the most complete, or giving such an "added value" to be more qualified in the job market? More and more often I see companies looking for people who knows such reporting software. As far as me, I don't know anyone of them, but if I had to attend a course, which one would you suggest me? I already know SAP R/3, AS 400, and JDE so I do not need to know generic ERP Thanks to everybody for your precious suggestions

Are personal financial management softwares safe? I'm looking at managing my personal finances through a software. I've seen software with features that integrate with your bank account/credit cards/ loans, etc. Some even allow you to pay bills using their software. Is it safe to enter this type of info into the software? (i.e. Bank account numbers, credit card numbers, etc.?

My dad wants to start a small business. What accounting/bookkeeping software would be appropriate? As my dad's not overly astute in the financial management side of things, I agreed that I would help him out in that respect. I'm a year 11 Accounting student so we've covered most of small business bookkeeping. I'm just wondering which accounting method would be most appropriate (and which software). The business I only likely (at present) to consist wholly of himself (service business). I would probably be listed as an employee in these circumstances though.

what is the accounting system in swizterland and which accounting software is commonly use in swiss? i have studied a master of financial management in india and come to swiss.i want to work in an office as an accountant or in some bank...i have no idea about what accounting system is used here and which accounting software is commonly used.i invite suggestion/advices if you have any information regarding business in swiss.

I need a program for customer management, any suggestions? I work for a small construction/remodeling company, and after 25 years in the business, they want to update paper files to an easily accessible computer database. I thought about QuickBooks, but I don't need all the financial management stuff, just the customer/job management (the materials used, when, where, who we did it for, who worked the job, ect). And I don't want to put all that info onto separate spreadsheets. Any suggestions of software of some sort?

Wealth management software needs a catchy name. Any Ideas? It's a wealth management dashboard, where clients can see all their financial accounts (financial accounts, houses, debt, wills, etc.). It needs a catchy name, possibly an acronym.

Why do I keep getting billed 9.95 monthly for a transferred domain? It shows up on my bank statement as: Financial Management Software: Monthly Service Fee I called my bank and they say it is coming from Yahoo. I had 3 domains then transferred them to 1&1 this summer. Other than that I have MailPlus @ 19.95 a year. Any help on this would be appreciated! Thanks!

New Homeowners Association President? Our homeowners association was recently released to the owners from the builder and low and behold I am on the board... Anyone have recommendations for Software to manage such an association or a Web site to communicate to the owners.... 133 Homes in a non gated community... Looking for some recommendations to best use time and assist with managing communications, financial management software and any other recommendations for a very green president would be appreciated...

Common Software heeeeeeeeelp best answerrr <3? A. Security management, directory services, intranets, and network maintenance B. Applications that tabulate various numbers for accounting, payroll, online banking, taxes, inventory, financial forecasting, etc. C. Application software that creates and edits documents and provides special features such as help index, spelling, and merge feature D. Virus protection, system maintenance, and file compression programs E. Software developed for specific professions such as medicine, law, and architecture F. Records creation, editing, reporting, and maintenance G. Used on the Internet to search for information H. Produces high-quality documentation that contains both text and graphics 1. Specialized software (1 point) 2. Finance software (1 point) 3. Utility software (1 point) 4. Word Processing software (1 point) 5. Network software (1 point) 6. Desktop Publishing software (1 point) 7. Database Management software (1 point) 8. Browser software (1 point) 9. You are considering acquiring some software that will help you build your own website. You go online and find a downloadable program that offers a 30-day trial use period before you are required to make a purchase. Which type of software is this? (1 point) public domain software shareware commercial software free software 10. A public school employee is in charge of purchasing software to be used by thousands of students in computer classes throughout the district. Why would she consider purchasing public domain software rather than commercial software? (1 point) Public domain software is typically of higher quality, even though it is more expensive than commercial software. Public domain software is cheaper and can be duplicated as needed, since it is not copyrighted. Public domain software is compatible with all computers, whereas commercial software often requires specific equipment. Public domain software can be used before it is purchased, whereas commercial software can only be used after it has been purchased.

The following is an excerpt from Lucent Technologies’ Management’s Discussion and Analysis of Financial Condit? The following is an excerpt from Lucent Technologies’ Management’s Discussion and Analysis of Financial Condition and Results of Operations: Executive Summary We design and deliver the systems, software and services that drive next-generation communications networks. Backed by Bell Labs research and development, we use our strengths in mobility, optical, access, data and voice networking technologies, as well as services, to create new revenue-generating opportunities for our customers, while enabling them to quickly deploy and better manage their networks. Our customer base includes communications service providers, governments and enterprises worldwide. 1. Using the Consolidated Balance Sheets for Lucent Technologies for September 30, 2004 and 2003, prepare a common-size balance sheet. 2. Evaluate the asset, debt, and equity structure of Lucent Technologies, as well as trends and changes found on the common-size balance sheet. 3. What concerns would investors and creditors have based on only this information? 4. What additional financial and nonfinancial information would investors and creditors need to make investing and lending decisions for Lucent Technologies?

The following is a excerpt from Lucent Technologies Management? The following is a excerpt from Lucent Technologies Management? Executive Summary We design and deliver the systems, software and services that drive next-generation communications networks. Backed by Bell Labs research and development, we use our strengths in mobility, optical, access, data and voice networking technologies, as well as services, to create new revenue-generating opportunities for our customers, while enabling them to quickly deploy and better manage their networks. Our customer base includes communications service providers, governments and enterprises worldwide. We have three segments organized around the products and services we sell. The reportable segments are Integrated Network Solutions (“INS”), Mobility Solutions (“Mobility”) and Lucent Worldwide Services (“Services”). INS provides a broad range of software and wireline equipment related to voice networking (primarily consisting of switching products, which we sometimes refer to as convergence solutions, and voice messaging products), data and network management (primarily consisting of access and related data networking equipment and operating support software) and optical networking. Mobility provides software and wireless equipment to support radio access and core networks. Services provides deployment, maintenance, professional and managed services in support of both our product offerings as well as multi-vendor networks. Beginning in fiscal 2001, the global telecommunications market deteriorated, resulting from a decrease in the competitive local exchange carrier market and a significant reduction in capital spending by established service providers.This trend intensified during fiscal 2002 and continued into fiscal 2003. Reasons for the market deterioration included general economic slowdown, network overcapacity, customer bankruptcies, network build-out delays and limited availability of capital. We believe that the market for telecommunications equipment has stabilized and is starting to grow in certain areas. The growing demands of enterprises and consumers for additional services tailored to their needs is creating the need for a new convergence of networks, technologies and applications. Required 1. Using the Consolidated Balance Sheets for Lucent Technologies for September 30, 2004 and 2003, prepare a common-size balance sheet. 2. Evaluate the asset, debt, and equity structure of Lucent Technologies, as well as trends and changes found on the common-size balance sheet. 3. What concerns would investors and creditors have based on only this information? 4. What additional financial and nonfinancial information would investors and creditors need to make investing and lending decisions for Lucent Technologies?

The following is an excerpt from Lucent Technologies’ Management? The following is an excerpt from Lucent Technologies’ Management? Executive Summary We design and deliver the systems, software and services that drive next-generation communications networks. Backed by Bell Labs research and development, we use our strengths in mobility, optical, access, data and voice networking technologies, as well as services, to create new revenue-generating opportunities for our customers, while enabling them to quickly deploy and better manage their networks. Our customer base includes communications service providers, governments and enterprises worldwide. We have three segments organized around the products and services we sell. The reportable segments are Integrated Network Solutions (“INS”), Mobility Solutions (“Mobility”) and Lucent Worldwide Services (“Services”). INS provides a broad range of software and wireline equipment related to voice networking (primarily consisting of switching products, which we sometimes refer to as convergence solutions, and voice messaging products), data and network management (primarily consisting of access and related data networking equipment and operating support software) and optical networking. Mobility provides software and wireless equipment to support radio access and core networks. Services provides deployment, maintenance, professional and managed services in support of both our product offerings as well as multi-vendor networks. Beginning in fiscal 2001, the global telecommunications market deteriorated, resulting from a decrease in the competitive local exchange carrier market and a significant reduction in capital spending by established service providers.This trend intensified during fiscal 2002 and continued into fiscal 2003. Reasons for the market deterioration included general economic slowdown, network overcapacity, customer bankruptcies, network build-out delays and limited availability of capital. We believe that the market for telecommunications equipment has stabilized and is starting to grow in certain areas. The growing demands of enterprises and consumers for additional services tailored to their needs is creating the need for a new convergence of networks, technologies and applications. Required 1. Using the Consolidated Balance Sheets for Lucent Technologies for September 30, 2004 and 2003, prepare a common-size balance sheet. 2. Evaluate the asset, debt, and equity structure of Lucent Technologies, as well as trends and changes found on the common-size balance sheet. 3. What concerns would investors and creditors have based on only this information? 4. What additional financial and nonfinancial information would investors and creditors need to make investing and lending decisions for Lucent Technologies? LUCENT TECHNOLOGIES INC. AND SUBSIDIARIES CONSOLIDATED BALANCE SHEETS (in Millions, Except per Share Amounts) September 30, September 30, 2004 2003 Assets Cash and cash equivalents $ 3,379 $ 3,821 Marketable securities 858 686 Receivables 1,359 1,511 Inventories 822 632 Other current assets 1,813 1,213 Total current assets 8,231 7,863 Marketable securities 636 — Property, plant, and equipment, net 1,376 1,593 Prepaid pension costs 5,358 4,659 Goodwill and other acquired intangibles, net 434 188 Other assets 928 1,608 Total assets $ 16,963 $ 15,911 Liabilities Accounts payable $ 872 $ 1,072 Payroll and benefit-related liabilities 1,232 1,080 Debt maturing within one year 1 389 Other current liabilities 2,361 2,393 Total current liabilities 4,466 4,934 Postretirement and postemployment benefit liabilities 4,881 4,669 Pension liabilities 1,874 2,494 Long-term debt 4,837 4,439 Liability to subsidiary trust issuing preferred securities 1,152 1,152 Other liabilities 1,132 1,594 Total liabilities 18,342 19,282 Commitments and contingencies 8.00% redeemable convertible preferred stock — 868 Shareowners’ Deficit Preferred stock—par value $1.00 per share; authorized shares: 250; issued and outstanding: none — — Common stock—par value $.01 per share;Authorized shares: 10,000; 4,396 issued and 4,395 outstanding shares as of September 30, 2004,and 4,170 issued and 4,169 outstanding shares as of September 30, 2003 44 42 Additional paid-in capital 23,005 22,252 Accumulated deficit (20,793) (22,795) Accumulated other comprehensive loss (3,635) (3,738) Total shareowners’ deficit (1,379) (4,239) Total liabilities, redeemable convertible preferred stock and shareowners’ deficit $ 16,963 $ 15911 * 1 month ago

The Following is an excerpt Lucent Technologies Management? The following is a excerpt from Lucent Technologies Management? Executive Summary We design and deliver the systems, software and services that drive next-generation communications networks. Backed by Bell Labs research and development, we use our strengths in mobility, optical, access, data and voice networking technologies, as well as services, to create new revenue-generating opportunities for our customers, while enabling them to quickly deploy and better manage their networks. Our customer base includes communications service providers, governments and enterprises worldwide. We have three segments organized around the products and services we sell. The reportable segments are Integrated Network Solutions (“INS”), Mobility Solutions (“Mobility”) and Lucent Worldwide Services (“Services”). INS provides a broad range of software and wireline equipment related to voice networking (primarily consisting of switching products, which we sometimes refer to as convergence solutions, and voice messaging products), data and network management (primarily consisting of access and related data networking equipment and operating support software) and optical networking. Mobility provides software and wireless equipment to support radio access and core networks. Services provides deployment, maintenance, professional and managed services in support of both our product offerings as well as multi-vendor networks. Beginning in fiscal 2001, the global telecommunications market deteriorated, resulting from a decrease in the competitive local exchange carrier market and a significant reduction in capital spending by established service providers.This trend intensified during fiscal 2002 and continued into fiscal 2003. Reasons for the market deterioration included general economic slowdown, network overcapacity, customer bankruptcies, network build-out delays and limited availability of capital. We believe that the market for telecommunications equipment has stabilized and is starting to grow in certain areas. The growing demands of enterprises and consumers for additional services tailored to their needs is creating the need for a new convergence of networks, technologies and applications. Required 1. Using the Consolidated Balance Sheets for Lucent Technologies for September 30, 2004 and 2003, prepare a common-size balance sheet. 2. Evaluate the asset, debt, and equity structure of Lucent Technologies, as well as trends and changes found on the common-size balance sheet. 3. What concerns would investors and creditors have based on only this information? 4. What additional financial and nonfinancial information would investors and creditors need to make investing and lending decisions for Lucent Technologies?

The following is an excert from Lucent Technologies Management? The following is an excerpt from Lucent Technologies’ Management? Executive Summary We design and deliver the systems, software and services that drive next-generation communications networks. Backed by Bell Labs research and development, we use our strengths in mobility, optical, access, data and voice networking technologies, as well as services, to create new revenue-generating opportunities for our customers, while enabling them to quickly deploy and better manage their networks. Our customer base includes communications service providers, governments and enterprises worldwide. We have three segments organized around the products and services we sell. The reportable segments are Integrated Network Solutions (“INS”), Mobility Solutions (“Mobility”) and Lucent Worldwide Services (“Services”). INS provides a broad range of software and wireline equipment related to voice networking (primarily consisting of switching products, which we sometimes refer to as convergence solutions, and voice messaging products), data and network management (primarily consisting of access and related data networking equipment and operating support software) and optical networking. Mobility provides software and wireless equipment to support radio access and core networks. Services provides deployment, maintenance, professional and managed services in support of both our product offerings as well as multi-vendor networks. Beginning in fiscal 2001, the global telecommunications market deteriorated, resulting from a decrease in the competitive local exchange carrier market and a significant reduction in capital spending by established service providers.This trend intensified during fiscal 2002 and continued into fiscal 2003. Reasons for the market deterioration included general economic slowdown, network overcapacity, customer bankruptcies, network build-out delays and limited availability of capital. We believe that the market for telecommunications equipment has stabilized and is starting to grow in certain areas. The growing demands of enterprises and consumers for additional services tailored to their needs is creating the need for a new convergence of networks, technologies and applications. Required 1. Using the Consolidated Balance Sheets for Lucent Technologies for September 30, 2004 and 2003, prepare a common-size balance sheet. 2. Evaluate the asset, debt, and equity structure of Lucent Technologies, as well as trends and changes found on the common-size balance sheet. 3. What concerns would investors and creditors have based on only this information? 4. What additional financial and nonfinancial information would investors and creditors need to make investing and lending decisions for Lucent Technologies?

What software do you need? What software could make your every day to day tasks much easier? I want to develop a software to help make some tasks easier and could be used by many people.. Something which many of us need.. A planner... inventory.. simple financial management,... something simple and easy to use.. I would like to develop something that does the job easily and does what you need... Let me know your thoughts!! :D Thanks

Microsoft Money is going away, what do you use now to budget? I've been using Microsoft Money since 2002, so I have over 7 years of financial data. However, now the Microsoft is leaving the personal finance mgmt business, what is the best alternative? An important requirement is that I save these 7 years of information. I would like web based, but I must be able to import my current information. I have stock information, retirement info, various bank accounts and credit cards. What is the best personal finance management software today?

I want to do CFA (chartered Financial Analyst ) certification provided by CFAI - hYDERABAD . Any info abt it? i am a software professional working on developing financial software(banking software).So if i complete this certification , can i switch over my career to so Finance management

Would this help, to produce good software ? What if people avoid following the checklist ? Standard: Review Checklist Phases: Concept and Technology Development, System Development and Demonstration, and Production and Deployment Activities: Numerous Tasks: See Documentation Matrix Reference: DFAS System Life Cycle Effective Date: May 17, 2002 DEFENSE FINANCE AND ACCOUNTING SERVICE Review Checklist for Program Name Date of Issue and Status: Date checklist is acknowledged as acceptable (mm/dd/yyyy) and whether checklist is draft or approved. Also include version number. Issuing organization: Identify the organization issuing this checklist. REVIEW CHECKLIST 1. Purpose. The Review Checklist is used to ensure the reviews are conducted in an appropriate and successful manner. This checklist is used for all product reviews, including but not limited to System Requirements Review, Functional Requirements Review, Critical Design Review, peer reviews. 2. Scope. Identify extent of use of this checklist. 3. Project Name. Name of Project or Application 4. Date of Review. Date review actually took place 5. Type of Review. Identify review in which checklist applies 6. Duration of Review. Actual time elapsed during review 7. Release or System Change Request (SCR) Numbers. Release identifier or SCR numbers reviewed 8. Review Participants. Include full name and role in the review (i.e., review coordinator, moderator, software quality assurance (SQA) representative, etc). 9. Questions. Questions should be posed to require a “yes/no” response. “Yes/no” questions should be presented so that all “yes” answers indicate successful completion of a task and “no” a lack thereof. Sample Questions: GENERAL 1. Was written notification provided at least three (3) working days prior to the review?YN 2. Was an agenda prepared?YN 3. Were scheduled facilities adequate?YN 4. Was a review package prepared?YN 5. Were the participants notified of review materials location at least three (3) working days in advance?YN 6. Was a review checklist prepared?YN 7. Was the review agenda followed?YN 8. Was the review checklist completed?YN 9. Did the Recorder take minutes of the meeting?YN 10. Did the Recorder distribute minutes of the meeting?YN 11. Did the Review Coordinator summarize review findings?YN 12. Were open/action items identified?YN 13. Did the Recorder prepare the review report?YN 14. Did the Recorder distribute the review report?YN 15. Were the review metrics recorded in the metrics repository?YN 16. Were open/action items tracked to resolution?YN 17. Were Release Quality Findings/Recommendations: (List Release program trouble reports (PTRs) Action Items (Responsibility and Completion Date) discussed during PTR?YN 18. Were Customer Support Findings/Recommendations: Action Items (Responsibility and Completion Date) discussed during PTR?YN 19. Were Training Findings/Recommendations: Action Items (Responsibility and Completion Date) discussed during PTR?YN 20. Were User Documentation Findings/Recommendations: Action Items (Responsibility and Completion Date) discussed during PTR?YN 21. Were Overall Release Findings/Recommendations: Action Items (Responsibility and Completion Date) discussed during PTR?YN FUNCTIONAL REQUIREMENTS 22. Have requirements in all categories (functional, regulatory, user interface, performance, interface, infrastructure, security, user training) been adequately defined, analyzed, and documented?YN 23. Do the requirements, as documented, reflect appropriate functional mandates specified in the Federal Financial Management Regulations (FFMRs) and "A Guide to Federal Requirements for Financial Management Systems (commonly called the Blue Book)?YN 24. Do the requirements, as documented, comply with the release plan?YN 25. Are adequate security and information assurance requirements identified? Do they comply with the requirements of the DoD Information Technology Security Certification and Accreditation Process (DITSCAP)?YN 26. Are risks identified and mitigation plans in place?YN 27. Have requirements adequately been traced back to the System Requirements Specification (SRS)?YN 28. Has sufficient attention been placed on the human factors?YN 29. Does the design team feel the Software Requirements Description (SRD) is complete, consistent, and unambiguous enough to create a complete design?YN 30. Does the test team feel the requirements contained in the SRD are unambiguous and testable?YN 31. Is the application using DFAS standard data elements?YN 32. Does the application's operational, systems, and technical architecture comply with those at the enterprise level?YN 33. Have the Oracle Designer quality checking reports been run and have deficiencies been addressed?YN 34. Are ther

Get admission in harvard institute of technology at 49% marks in class XII for software engineering.? I have scored less marks in std XII but I am in desperate need to get a admission in harvard institute of management and technology for software engineering.I stay in India and I also have some financial problem.Please help me!

Software programming (Programmer) or Business Management (MBA) ? What would you choose as a career & why? Who do you think can give you most advantage? What is the aptitude that counts common & different in both streams? What is the upgrowing industry and job opportunities sector out of two? Where is more financial gains & scope of more entertainment? "This question is addressed to people who are professional in the same field" - I am from Delhi & in final year of graduation (B.SC physics honours)

hai help me? need information about FINANCIAL INFORMATION SYSTEM 1)INTRODUCTION 2)INFORMATION FROM DATA 3)TYPES OF INFORMATION 4)INFORMATION SYSTEM MANAGEMENT 5)FINANCIAL SOFTWARE

I plan to appear for PMP Certification. How do I get loan or financial Ad.? PMP is Certification in software feild. Project Management Professional.

wt r the best electives to choose as specialization for mba, marketing,hr,systems,operations,finance? please help me in selecting...v have to take dual specialization n i like systems n finance...is it a good option ...wt are the carrier opportunities... plz choose papers for finance n systems systems: Business Data Processing and DBMS System Analysis and Design Enterprise Resource Planning Software Project Management Decision Support System Artificial Intelligence and Expert System Software Engineering E-Business Knowledge Management Internet Programming and Web Designing Electives Marketing Management Advertising & Sales Promotion Consumer Behavior Services Marketing Product Management Retail Marketing Management Rural Marketing International Marketing Strategic Marketing Management Sales Management Public Relations and Customers Relationship Management Financial Management Investment Analysis & Portfolio Management Management of Financial Services Financial Derivatives Project Financing Working Capital management International finance Corporate Taxation Management Control Techniques Financial Information System Strategic Corporate Finance International Business Finance Strategies Human Resource Management Organizational Development & Change Training & Development Wages & Salary Administration Strategic Human Resource Management Industrial Relations & Labor Laws Personality & Managerial Performance Reward Management Performance Management Event Management Operations Management Supply Chain Management Project Management Strategic Operations Management Management of Quality and Productivity Materials Management

What would the salary range be for Analyst, Management Info? Please help, Here is the job description. This is for a major Insurance company in Harford, CT. I'm being asked what my salary range would be by HR. This is a question I hate answering, and she didn't like asking but they need a range to get a feel... With direct supervision, uses technology to collect, evaluate and analyze management information. Responsibilities expand quickly from routine functions to beginner development of new projects. PRIMARY DUTIES: Develop and maintain systems requirements; ensure that the company has the capacity to respond to internal customers according to established standards. Help to meet management information needs of internal and external clients according to established standards, including problem research/resolution and customer education. Assist staff management and perform all necessary functions to meet strategic goals and objectives of the unit. Analyze customer requests for changes/new requirements to production system, determine impact on existing systems processes and develop appropriate specifications, enhancements and/or procedures to comply. Assist senior team members in responding to customer service issues. Assist with project plan development and maintenance. Requirements: Strong customer service skills. Excel spreadsheet experience. Basic knowledge of the use of business/financial technology and database software applications. Analytical/business/financial reporting and/or accounting skills. BS or BA degree required; MI or Finance concentration may be helpful. Competencies: Developing knowledge of the insurance business. Good written and oral communication skills. Ability to present subjects clearly to all technical and non-technical audiences. Ability to respond quickly to changing priorities. Takes responsibility for decisions and actions. Manages own work and seeks help as necessary. Basic technical knowledge in the use of spreadsheet / database software applications. Assumes personal responsibility and accountability for meeting business needs. Able to recognize and analyze problem and develop timely, practical and cost-effective solutions with minimal supervision. Able to recognize opportunities for improving customer service and ensure appropriate action is taken. Thanks! Thanks. BTW, company in Hartford, CT. I looked it up, and found a salary for Management Analyst. I figure it's pretty close, and the range they gave me on PayScale was what I was thinking.

How binding is a non compete agreement, if my employer lays me off? I was a software consultant, implementing their Content Management System. They laid me off because they could not afford to pay me any more, but HR warned me that I cannot go and do any consulting on the software by myself for a whole year. So not only did they lay me off, they are also trying stop me earning a living for a whole year, which will cause me to lose my house and cause other financial hard ships.

Who know about company's software information system..? This is the question.. Assuming you are the new MIS(Management Information System) manager of a big enterprise level company dealing with a range of consumer products, your identified that the company is strong overall in all of its deparments which -Management division -Sales & marketing deparment -Distribution divisoon -Point of sales outlets -Procurement and purchasing -Finance and acc. However, depsite the success of the company, the current information system uses tend to be distinct in the sense that, each department has their own procedure and using their own stand-alone system, and there are not linked thereby, presenting a lot of problem to the overall organization in terms of: 1. Tracking all of the status of the various processes 2. Repetition of work, such as re-keying of data 3. Production of financial reports tend to be slow as a lot of time is spent chasing after updated data from the various departments. With the aooroval of top management, you decided to embark on re-structuring the overall company's software information system, as the management had agreed with you that by doing so, the efficiency and productivity of the company may be improved. Hence, your immediate task now is to perform a quick survey and propose the kind of software system that tou think will be most appropriate. I understand what the questions want..but i don't know how to find the question..can somebody help me...?tell me how to find this question.....thanks!!!!

The following is an excerpt from Lucent,Technologies’ Management’s Discussion. Help? The following is an excerpt from Lucent Technologies’ Management’s Discussion and Analysis of Financial Condition and Results of Operations: Executive Summary We design and deliver the systems, software and services that drive next-generation communications networks. Backed by Bell Labs research and development, we use our strengths in mobility, optical, access, data and voice networking technologies, as well as services, to create new revenue-generating opportunities for our customers, while enabling them to quickly deploy and better manage their networks. Our customer base includes communications service providers, governments and enterprises worldwide. We have three segments organized around the products and services we sell. The reportable segments are Integrated Network Solutions (“INS”), Mobility Solutions (“Mobility”) and Lucent Worldwide Services (“Services”). INS provides a broad range of software and wireline equipment related to voice networking (primarily consisting of switching products, which we sometimes refer to as convergence solutions, and voice messaging products), data and network management (primarily consisting of access and related data networking equipment and operating support software) and optical networking. Mobility provides software and wireless equipment to support radio access and core networks. Services provides deployment, maintenance, professional and managed services in support of both our product offerings as well as multi-vendor networks. Beginning in fiscal 2001, the global telecommunications market deteriorated, resulting from a decrease in the competitive local exchange carrier market and a significant reduction in capital spending by established service providers.This trend intensified during fiscal 2002 and continued into fiscal 2003. Reasons for the market deterioration included general economic slowdown, network overcapacity, customer bankruptcies, network build-out delays and limited availability of capital. We believe that the market for telecommunications equipment has stabilized and is starting to grow in certain areas. The growing demands of enterprises and consumers for additional services tailored to their needs is creating the need for a new convergence of networks, technologies and applications. Required 1. Using the Consolidated Balance Sheets for Lucent Technologies for September 30, 2004 and 2003, prepare a common-size balance sheet. 2. Evaluate the asset, debt, and equity structure of Lucent Technologies, as well as trends and changes found on the common-size balance sheet. 3. What concerns would investors and creditors have based on only this information? 4. What additional financial and nonfinancial information would investors and creditors need to make investing and lending decisions for Lucent Technologies? C A S E S Case 2.1 Lucent Technologies

Lucent Technologies Management? 2. Evaluate the asset, debt and equity structure of Lucent Technologies, as well as trends and changes found on the common-size balance sheet. 4. What additional financial and non-financial information would investors and creditors need to make investing and lending decisions for Lucent Technologies? Executive Summary We design and deliver the systems, software and services that drive next-generation communications networks. Backed by Bell Labs research and development, we use our strengths in mobility, optical, access, data and voice networking technologies, as well as services, to create new revenue-generating opportunities for our customers, while enabling them to quickly deploy and better manage their networks. Our customer base includes communications service providers, governments and enterprises worldwide. We have three segments organized around the products and services we sell. The reportable segments are Integrated Network Solutions (“INS”), Mobility Solutions (“Mobility”) and Lucent Worldwide Services (“Services”). INS provides a broad range of software and wireline equipment related to voice networking (primarily consisting of switching products, which we sometimes refer to as convergence solutions, and voice messaging products), data and network management (primarily consisting of access and related data networking equipment and operating support software) and optical networking. Mobility provides software and wireless equipment to support radio access and core networks. Services provides deployment, maintenance, professional and managed services in support of both our product offerings as well as multi-vendor networks. Beginning in fiscal 2001, the global telecommunications market deteriorated, resulting from a decrease in the competitive local exchange carrier market and a significant reduction in capital spending by established service providers.This trend intensified during fiscal 2002 and continued into fiscal 2003. Reasons for the market deterioration included general economic slowdown, network overcapacity, customer bankruptcies, network build-out delays and limited availability of capital. We believe that the market for telecommunications equipment has stabilized and is starting to grow in certain areas. The growing demands of enterprises and consumers for additional services tailored to their needs is creating the need for a new convergence of networks, technologies and applications. Required 1. Using the Consolidated Balance Sheets for Lucent Technologies for September 30, 2004 and 2003, prepare a common-size balance sheet. 2. Evaluate the asset, debt, and equity structure of Lucent Technologies, as well as trends and changes found on the common-size balance sheet. 3. What concerns would investors and creditors have based on only this information? 4. What additional financial and nonfinancial information would investors and creditors need to make investing and lending decisions for Lucent Technologies? LUCENT TECHNOLOGIES INC. AND SUBSIDIARIES CONSOLIDATED BALANCE SHEETS (in Millions, Except per Share Amounts) September 30, September 30, 2004 2003 Assets Cash and cash equivalents $ 3,379 $ 3,821 Marketable securities 858 686 Receivables 1,359 1,511 Inventories 822 632 Other current assets 1,813 1,213 Total current assets 8,231 7,863 Marketable securities 636 — Property, plant, and equipment, net 1,376 1,593 Prepaid pension costs 5,358 4,659 Goodwill and other acquired intangibles, net 434 188 Other assets 928 1,608 Total assets $ 16,963 $ 15,911 Liabilities Accounts payable $ 872 $ 1,072 Payroll and benefit-related liabilities 1,232 1,080 Debt maturing within one year 1 389 Other current liabilities 2,361 2,393 Total current liabilities 4,466 4,934 Postretirement and postemployment benefit liabilities 4,881 4,669 Pension liabilities 1,874 2,494 Long-term debt 4,837 4,439 Liability to subsidiary trust issuing preferred securities 1,152 1,152 Other liabilities 1,132 1,594 Total liabilities 18,342 19,282 Commitments and contingencies 8.00% redeemable convertible preferred stock — 868 Shareowners’ Deficit Preferred stock—par value $1.00 per share; authorized shares: 250; issued and outstanding: none — — Common stock—par value $.01 per share;Authorized shares: 10,000; 4,396 issued and 4,395 outstanding shares as of September 30, 2004,and 4,170 issued and 4,169 outstanding shares as of September 30, 2003 44 42 Additional paid-in capital 23,005 22,252 Accumulated deficit (20,793) (22,795) Accumulated other comprehensive loss (3,635) (3,738) Total shareowners’ deficit (1,379) (4,239) Total liabilities, redeemable convertible preferred stock and shareowners’ deficit $ 16,963 $ 15911

Financial/Investment/IB Analyst Salary - Undergrad from UC Berkeley? Hello, I am a US PR through marriage. I am now 30 years old. I have already had around 10 years working experience in one of South East Asia country. By that time, I did not have even a highschool certificate but I had a chance to work with a small software house before moving to a mid-scaled company. I have come to US 5 years ago and getting greencard through marriage. And passing GED, completing 2 years at one of the top CA community college and transfering to UC Berkeley - major in ORMS (Operation Research and Management Science - College of Letter and Science). Also, I have CFA Level 2, CAIA Level 2 and FRM. But I did not have any internship in USA before. So, could you please evaluate my chance to get a job as a Financial/Investment/IB Analyst in Wallstreet / San Francisco? and how much of salary should I expect? (based on the given qualification above) Thanks in advanced.

Distance MBA in Finance or IT - does add any value for software professionals?? I've a little bit of confusion in selecting the most suitable MBA course and the management institute for me. I've experience of working in IT industries for more than 4 years and most of it is in financial/brokerage services domain. I've worked as Business Systems Analyst as well as Software Test Engineer and for that I've a little bit of awareness of brokerage and other financial services and I've a knack in those subjects as well. Currently I'm working as a Test Professional in a 'non-finance' [computer/printer software related] domain. I'm looking for an MBA degree (thru distance learning), which would help me grow in my career. Now the concern is whether it is advisable to do distance MBA in Finance domain or MBA in Information Technologies.Also can somebody please help me in finding out the best institute for me.Following names in my mind - 1. Sikkim Manipal University, [MBA-IT : 2yrs] 2. Symbiosis, [PGDIT: 2yrs] 3. Amity University [MBA - IT: 3yrs] Plz help!!! Thanks!!!

Can someone help me with this regarding Lucent technologies? Executive Summary We design and deliver the systems, software and services that drive next-generation communications networks. Backed by Bell Labs research and development, we use our strengths in mobility, optical, access, data and voice networking technologies, as well as services, to create new revenue-generating opportunities for our customers, while enabling them to quickly deploy and better manage their networks. Our customer base includes communications service providers, governments and enterprises worldwide. We have three segments organized around the products and services we sell. The reportable segments are Integrated Network Solutions (“INS”), Mobility Solutions (“Mobility”) and Lucent Worldwide Services (“Services”). INS provides a broad range of software and wireline equipment related to voice networking (primarily consisting of switching products, which we sometimes refer to as convergence solutions, and voice messaging products), data and network management (primarily consisting of access and related data networking equipment and operating support software) and optical networking. Mobility provides software and wireless equipment to support radio access and core networks. Services provides deployment, maintenance, professional and managed services in support of both our product offerings as well as multi-vendor networks. Beginning in fiscal 2001, the global telecommunications market deteriorated, resulting from a decrease in the competitive local exchange carrier market and a significant reduction in capital spending by established service providers.This trend intensified during fiscal 2002 and continued into fiscal 2003. Reasons for the market deterioration included general economic slowdown, network overcapacity, customer bankruptcies, network build-out delays and limited availability of capital. We believe that the market for telecommunications equipment has stabilized and is starting to grow in certain areas. The growing demands of enterprises and consumers for additional services tailored to their needs is creating the need for a new convergence of networks, technologies and applications. Required 1. Using the Consolidated Balance Sheets for Lucent Technologies for September 30, 2004 and 2003, prepare a common-size balance sheet. 2. Evaluate the asset, debt, and equity structure of Lucent Technologies, as well as trends and changes found on the common-size balance sheet. 3. What concerns would investors and creditors have based on only this information? 4. What additional financial and nonfinancial information would investors and creditors need to make investing and lending decisions for Lucent Technologies? LUCENT TECHNOLOGIES INC. AND SUBSIDIARIES CONSOLIDATED BALANCE SHEETS (in Millions, Except per Share Amounts) September 30, September 30, 2004 2003 Assets Cash and cash equivalents $ 3,379 $ 3,821 Marketable securities 858 686 Receivables 1,359 1,511 Inventories 822 632 Other current assets 1,813 1,213 Total current assets 8,231 7,863 Marketable securities 636 — Property, plant, and equipment, net 1,376 1,593 Prepaid pension costs 5,358 4,659 Goodwill and other acquired intangibles, net 434 188 Other assets 928 1,608 Total assets $ 16,963 $ 15,911 Liabilities Accounts payable $ 872 $ 1,072 Payroll and benefit-related liabilities 1,232 1,080 Debt maturing within one year 1 389 Other current liabilities 2,361 2,393 Total current liabilities 4,466 4,934 Postretirement and postemployment benefit liabilities 4,881 4,669 Pension liabilities 1,874 2,494 Long-term debt 4,837 4,439 Liability to subsidiary trust issuing preferred securities 1,152 1,152 Other liabilities 1,132 1,594 Total liabilities 18,342 19,282 Commitments and contingencies 8.00% redeemable convertible preferred stock — 868 Shareowners’ Deficit Preferred stock—par value $1.00 per share; authorized shares: 250; issued and outstanding: none — — Common stock—par value $.01 per share;Authorized shares: 10,000; 4,396 issued and 4,395 outstanding shares as of September 30, 2004,and 4,170 issued and 4,169 outstanding shares as of September 30, 2003 44 42 Additional paid-in capital 23,005 22,252 Accumulated deficit (20,793) (22,795) Accumulated other comprehensive loss (3,635) (3,738) Total shareowners’ deficit (1,379) (4,239) Total liabilities, redeemable convertible preferred stock and shareowners’ deficit $ 16,963 $ 15911

Need help with some Computer questions.? This is what i need help with, One of these have to fit in with the question. Serious answers please. Pick the correct answer to fill in the blanks: 1. MYOB is an ___________ especially designed to assist with the financial management of businesses 2. Microsoft Excel is a popular ___________ software application 3. Microsoft Powerpoint can be used to create a ___________ 4. Microsoft Office Access 2007 is well known ___________ used in offices 5. Microsoft ___________ is the most widely used computer word processing system These are the answers that have to fit into the question... Accounting software package Professional business presentation Database Spreadsheet Word. Your help will be greatly appreciated. Thank you. roo2... I have done all the rest of this on my own but i just can't straight right now becuase i just lost a family member and i needto get this in tomorrow. But hey maybe your right i should give it in over this one thing.

Any tips for someone taking the CFA Exam who has been out of school for awhile? I graduated from a Top 10 MBA program 16 years ago with a Finance degree. Unfortunately at that time there was no emphasis on finance majors taking the CFA exam. I worked for several years as a financial analyst, consultant and later as an ERP software analyst. Along the way I started an import/export business (doing it full time for past 5 years). I got into investing right after starting my business. However, the itch to learn more about investment management was always there, but I had too many other things keeping me occupied and busy in life. After attending a seminar, I recently purchased the Stalla materials for the Dec. 2007 exam and have been studying them for the past 3 weeks. I now realize that I would be crazy to take this test in December, as there are a lot of things I have forgotten that I need to review as well as some family commitments that will limit my time for the next 2 months. Any words of wisdom from people who have sat for the CFA exam? Thanks

What can be fixed to get noticed? Possibly an interview.? OBJECTIVE To gain valuable work experience in an accounting and finance related field to go further within a company EDUCATION Bachelor of Business AdministrationExp. Grad. 12/2008 American InterContinental UniversityHoffman Estates, IL Concentration: Accounting and Finance Relative Coursework: Financial Accounting, Advanced Topics in Accounting, Corporate Investment Analysis, Managerial Accounting and Organizational Controls, Economics in a Global Environment, Financial Management, Statistical Analysis, Global Strategic Management G.P.A. 3.67 Associate of Arts in Business Administration 11/2007 American InterContinental University Hoffman Estates, IL Relative Coursework: Math for Business; Fundamentals of Marketing; Introduction to Accounting; Fundamentals of Business Law; Business Management and Leadership G.P.A. 3.61 Commercial Art Diploma 4/2005 Lawson State Community College Bessemer, AL PROFESSIONAL SUMMARY Communication Skills •Presented information to large group of students regarding class project •Communicated with customers to ensure deliveries were correct •Trained new hires how to perform daily job duties in compliance with companies standard policies and procedures Quantitative Skills •Recorded all inventory levels including merchandise and supplies •Analyzed order sheets to ensure all merchandise orders were accurate •Made delivery orders based on products that were left in the storage rooms and products Customer Service Skills •Assisted walk-in customers with questions about ordering storeroom merchandise •Answered customers’ questions regarding company products •Loaded the correct merchandise onto trucks according to customers’ orders Technical Skills •Utilized Microsoft Word to record research projects •Created spreadsheets illustrating financial data using Microsoft Excel •Developed slideshow to illustrate business management plan using Microsoft PowerPoint •Used QuickBooks to perform essential accounting functions •Have knowledge of Peachtree accounting software EMPLOYMENT HISTORY 12/2002 – 8/2007Loader/ CintasBessemer, AL 05/1999 – 12/2002 Stockroom Clerk/ UAB Medical WestBessemer, AL 08/2007 – 8/2007 Account Representative/ LMT InnovationsHoover, AL That is the problem sheloves. I don't have professional experience and because I never had the professional experience (and I do want to gain some), it is really hurting me and I know if given the chance to prove myself I can do the job.

Please proofread my resume and cover letter? I am looking for a job and have the credentials, but not much experience. Can you please read my resume and cover letter to give me some insight as to how I can get a job? Also, any extra advice would be greatly appreciated. Thank you so much!! 'Kisses' COVER LETTER Human Resources Euclid Hospital 18901 Lake Shore Blvd. Euclid, OH 44119 216.531.9000 Human Resources: I am very interested in securing a position as an administrative medical assistant in your medical facility. I have gained a valuable understanding of the healthcare enviroment through the education I have received at Sanford Brown College and have successfully mastered administrative and clinical training. Also, I am very detail-oriented and quality-focused with a successful record of handling difficult assignments. I am dedicated to upholding the highest standards of the healthcare industry. I feel that your excellent healthcare team will allow me to fully utilize my administrative and clinical skills as I embark into my medical career to grow both personally and professionally. I look forward to an interview with you to further discuss my education and qualifications in the near future. Please contact me at XXX.XXX.XXXX or at the address above. I will follow up with your office further in the week to review the status of my application. Thank you for your time and consideration in this matter. Sincerely, XXXXXXX XXXXXX Enclosure: Resume RESUME Objective Certified Medical Billing and Coding Specialist / Medical Administrative Assistant seeking to obtain employment in a facility that will provide opportunities for advancement in the healthcare field. Education Medical Assistant Diploma, July 2008 - July 2009 Sanford Brown College, Middleburg Heights, Ohio Medical Billing and Coding Diploma, August 2009 - Present Sanford Brown College, Middleburg Heights, Ohio Certifications First Aid Certification American Health Care Academy CPR / AED Certification American Health Care Academy Phlebotomy / Electrocardiograph Technician Certification National Healthcareer Association Clinical Medical Assistant / Pharmacy Technician Certification National Healthcareer Association Medical Billing and Coding Specialist / Medical Administrative Assistant Certification National Healthcareer Association Skills Administrative Greets Patients, Appointment Scheduling, Patient Referrals, Patient Education, Peg-Boarding System, Information Verification, Calendaring, Reception, Filing, Reporting, Word Processing, Medical Transcription Type 65 WPM, Microsoft Office Procifient (Access, Excel, Outlook, PowerPoint, Publisher, Word), Data Entry, Spreadsheets, Presentations, Documentation, Bookkeeping, Accounting, Typing, 10 Key Entry Medical Billing Software, Medical Coding Software, Financial Software, Claims Adjustment, Accounts Payable and Receivable, Collections, Electronic Claim Submission, Billing Compliance, Coding Compliance ICD-9 Coding, CPT-10 Coding, HCPCS, Third-Party Reimbursement, Worker's Compensation, Medicare, Medicaid, Knowledge of HMO / PPO / EPO Plams, Insurance Precertification Filing Systems Design, Database Administration, Information Security, Medical Office Accounting, Medical Office Management, Executive Support, Standard Development, Record Maintenance, Staffing Management, Supply Management Correspondence Control, Travel Coordination, Event Management, Time Management, Budget Preparation, Operations Maintenance, Equipment Maintenance, Scheduling Expenditures, Information Analysis, Reports Analysis, Statistical Analysis Clinical Patient History, Charting, Triaging, Obtain Vitals (Temperature, Pulse, Respirations, Blood Pressure, Height, Weight), Assists Physician, Examination Room Preparation, Procedure Tray Preparation Venipuncture, Capillary Puncture, Administer Injections, Dispense Medication, Electrocardiography, Microbiology, Urinalysis, Burn Treatment, Ear Irrigations, Nasal Swabbing, Catheterizations, Removal of Sutures, Casting, Splinting Titmus Vision Screenings, Audiometry Testing, Rapid Strep Testing, Therapeutic Sonography, Preliminary Physical Examinations, Centrifuge Operation, Autoclave Operation, Equipment Sterilization, HIPPA / JHACO / OSHA Compliant Courses Medical Terminology, Anatomy and Physiology, Clinical Asepsis, Clinical Procedures, Health Insurance, Health Care Systems, Hematology, Pharmacology, Electrocardiography, Urinalysis and Microbiology, Career Development, Pacific Institute, Medical Office Accounting, Medical Applications, Computerized Billing, Medical Law and Ethics Qualifications Professionalism, Confidentiality, Teamwork, Energy Level, Customer Focus, Thoroughness, Decisiveness, Organization, Patient Services, Conflict Resolution, Productivity, Independence, Reporting, Listening, Oral Communication, Written Communication, Language Fluency, Legal Compliance,

I want a computerized software for managing primary and secondary schools in the primarystudents in Ghana.? The software should include information on School General Information, Pupils Academic record, Assessments, Financials, Examination Results, Associations, and any other necessary information for the successful management of schools

Lucent Technologies Management? Executive Summary We design and deliver the systems, software and services that drive next-generation communications networks. Backed by Bell Labs research and development, we use our strengths in mobility, optical, access, data and voice networking technologies, as well as services, to create new revenue-generating opportunities for our customers, while enabling them to quickly deploy and better manage their networks. Our customer base includes communications service providers, governments and enterprises worldwide. We have three segments organized around the products and services we sell. The reportable segments are Integrated Network Solutions (“INS”), Mobility Solutions (“Mobility”) and Lucent Worldwide Services (“Services”). INS provides a broad range of software and wireline equipment related to voice networking (primarily consisting of switching products, which we sometimes refer to as convergence solutions, and voice messaging products), data and network management (primarily consisting of access and related data networking equipment and operating support software) and optical networking. Mobility provides software and wireless equipment to support radio access and core networks. Services provides deployment, maintenance, professional and managed services in support of both our product offerings as well as multi-vendor networks. Beginning in fiscal 2001, the global telecommunications market deteriorated, resulting from a decrease in the competitive local exchange carrier market and a significant reduction in capital spending by established service providers.This trend intensified during fiscal 2002 and continued into fiscal 2003. Reasons for the market deterioration included general economic slowdown, network overcapacity, customer bankruptcies, network build-out delays and limited availability of capital. We believe that the market for telecommunications equipment has stabilized and is starting to grow in certain areas. The growing demands of enterprises and consumers for additional services tailored to their needs is creating the need for a new convergence of networks, technologies and applications. Required 1. Using the Consolidated Balance Sheets for Lucent Technologies for September 30, 2004 and 2003, prepare a common-size balance sheet. 2. Evaluate the asset, debt, and equity structure of Lucent Technologies, as well as trends and changes found on the common-size balance sheet. 3. What concerns would investors and creditors have based on only this information? 4. What additional financial and nonfinancial information would investors and creditors need to make investing and lending decisions for Lucent Technologies? LUCENT TECHNOLOGIES INC. AND SUBSIDIARIES CONSOLIDATED BALANCE SHEETS (in Millions, Except per Share Amounts) September 30, September 30, 2004 2003 Assets Cash and cash equivalents $ 3,379 $ 3,821 Marketable securities 858 686 Receivables 1,359 1,511 Inventories 822 632 Other current assets 1,813 1,213 Total current assets 8,231 7,863 Marketable securities 636 — Property, plant, and equipment, net 1,376 1,593 Prepaid pension costs 5,358 4,659 Goodwill and other acquired intangibles, net 434 188 Other assets 928 1,608 Total assets $ 16,963 $ 15,911 Liabilities Accounts payable $ 872 $ 1,072 Payroll and benefit-related liabilities 1,232 1,080 Debt maturing within one year 1 389 Other current liabilities 2,361 2,393 Total current liabilities 4,466 4,934 Postretirement and postemployment benefit liabilities 4,881 4,669 Pension liabilities 1,874 2,494 Long-term debt 4,837 4,439 Liability to subsidiary trust issuing preferred securities 1,152 1,152 Other liabilities 1,132 1,594 Total liabilities 18,342 19,282 Commitments and contingencies 8.00% redeemable convertible preferred stock — 868 Shareowners’ Deficit Preferred stock—par value $1.00 per share; authorized shares: 250; issued and outstanding: none — — Common stock—par value $.01 per share;Authorized shares: 10,000; 4,396 issued and 4,395 outstanding shares as of September 30, 2004,and 4,170 issued and 4,169 outstanding shares as of September 30, 2003 44 42 Additional paid-in capital 23,005 22,252 Accumulated deficit (20,793) (22,795) Accumulated other comprehensive loss (3,635) (3,738) Total shareowners’ deficit (1,379) (4,239) Total liabilities, redeemable convertible preferred stock and shareowners’ deficit $ 16,963 $ 15911

What do you think about Polaris Software Labs India Ltd a reputed Indian Software MNC? Polaris Software Labs India Ltd that is an Indian MNC, and is one of the most reputed software company world wide specializes in BFSI segment has made some announcements to the employees: 1. They have decided to freeze the leave for year 2009 and will revisit this decision in Dec 2009 if they can give leave in 2010 or not? This applies to all the locations worldwide other than India because that is illegal in India. 2. The employees had accrued vacations over years because company had policy of compensate the leave balance with wages. Last week they announced that there will not cash for the leave and all the leave balance so far will not be paid. In turn, employees lost 40-50 days leave money that amount to 15+ thousand US dollars. 3. There are talks of pay cuts for employees in coming days. 4. There are talks for employee contribution for insurance. On the other hand there are reports in Indian news papers quoting the CEO and other Senior management that: 1. Company acquired a US Insurance product firm called SEEC Inc. a couple of months back. 2. Company is opening a new facility near Chennai that will cost 350 MN INR. 3. Company is doing extremely well and financial melt down has impacted only US banks but there are 185 other countries to do business. Probably company is taking advantage of current financial situation in market and just taking away money from employees. It seems like the only thing left is, to take away passports from employees on arrival to on-site location. What do you think, is company taking money from employees and expanding business? What do you think, what company is doing is it legal and ethical? What do you think, the employees who joined hands with the organization to bring company to this level being treated this way is good for company? What do you think, would this encourage employees to work hard for the company and would not have impact on the productivity of the employees? What do you think, these decisions would impact not only Polaris as employer but the client where the employees are stationed? Does the CEO Arun Jain still remembers the days on Vijay Super when he was struggling to start the company?

Distance MBA in Finance or IT - does add any value for software professionals?? Hi I've a little bit of confusion in selecting the most suitable MBA course and the management institute for me. I've experience of working in IT industries for more than 4 years and most of it is in financial/brokerage services domain. I've worked as Business Systems Analyst as well as Software Test Engineer and for that I've a little bit of awareness of brokerage and other financial services and I've a knack in those subjects as well. Currently I'm working as a Test Professional in a 'non-finance' [computer/printer software related] domain. I'm looking for an MBA degree (thru distance learning), which would help me grow in my career. Now the concern is whether it is advisable to do distance MBA in Finance domain or MBA in Information Technologies.Also can somebody please help me in finding out the best institute for me.Following names in my mind - 1. Sikkim Manipal University, [MBA-IT : 2yrs] 2. Symbiosis, [PGDIT: 2yrs] 3. Amity University [MBA - IT: 3yrs] Plz help! Thanks!

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3 Multiple Choice Questions about Management Information Systems. HELP ME!? 23. A __________ is very important to a knowledge worker's system. a. careful filing system b. good coffee-maker c. user-friendly interface d. financial analysis system e. dynamic interactive extranet 24. LotusNotes and OpenText Livelink are examples of: a. customized software. b. VRML. c. Web tools. d. proprietary groupware. e. investment software. 25. By presenting a seamless single point of access to all of the information resources employees need to do their jobs, a corporate portal: a. can enhance employee productivity. b. provides a searchable database organized around the best specialties and best practices. c. enhances security. d. codifies tacit knowledge. e. defines the corporate culture. PLEASE DONT GUESS!

on business and management textbook? hello, everyone i am a computer science major, even though home schooled, but i am a professional in software development and business intelligence, i once work with several geeks trying to buildup a website offering service on financial advice, even though not successful, but close to it, i think i need to further study the finance, marketing,entrepreneurship, macro/microeconomy, so on, to use computer skill to work in financial industry in the future, starting from recent couple of days through part time distance learning, i just want to know what is the textbook for any famous world university,particularly the United States, anybody helpful in showing the Url containing such textbook information would be appreciated

what are the skills needed to be a Hyperion Analyst? I don't have any software programing experience although I have a financial background and database management and networking experience

Lucent Technologies: evaluate the asset, debt, and equity structure? Executive Summary We design and deliver the systems, software and services that drive next-generation communications networks. Backed by Bell Labs research and development, we use our strengths in mobility, optical, access, data and voice networking technologies, as well as services, to create new revenue-generating opportunities for our customers, while enabling them to quickly deploy and better manage their networks. Our customer base includes communications service providers, governments and enterprises worldwide. We have three segments organized around the products and services we sell. The reportable segments are Integrated Network Solutions (“INS”), Mobility Solutions (“Mobility”) and Lucent Worldwide Services (“Services”). INS provides a broad range of software and wireline equipment related to voice networking (primarily consisting of switching products, which we sometimes refer to as convergence solutions, and voice messaging products), data and network management (primarily consisting of access and related data networking equipment and operating support software) and optical networking. Mobility provides software and wireless equipment to support radio access and core networks. Services provides deployment, maintenance, professional and managed services in support of both our product offerings as well as multi-vendor networks. Beginning in fiscal 2001, the global telecommunications market deteriorated, resulting from a decrease in the competitive local exchange carrier market and a significant reduction in capital spending by established service providers.This trend intensified during fiscal 2002 and continued into fiscal 2003. Reasons for the market deterioration included general economic slowdown, network overcapacity, customer bankruptcies, network build-out delays and limited availability of capital. We believe that the market for telecommunications equipment has stabilized and is starting to grow in certain areas. The growing demands of enterprises and consumers for additional services tailored to their needs is creating the need for a new convergence of networks, technologies and applications. Required 1. Using the Consolidated Balance Sheets for Lucent Technologies for September 30, 2004 and 2003, prepare a common-size balance sheet. 2. Evaluate the asset, debt, and equity structure of Lucent Technologies, as well as trends and changes found on the common-size balance sheet. 3. What concerns would investors and creditors have based on only this information? 4. What additional financial and nonfinancial information would investors and creditors need to make investing and lending decisions for Lucent Technologies? LUCENT TECHNOLOGIES INC. AND SUBSIDIARIES CONSOLIDATED BALANCE SHEETS (in Millions, Except per Share Amounts) September 30, September 30, 2004 2003 Assets Cash and cash equivalents $ 3,379 $ 3,821 Marketable securities 858 686 Receivables 1,359 1,511 Inventories 822 632 Other current assets 1,813 1,213 Total current assets 8,231 7,863 Marketable securities 636 — Property, plant, and equipment, net 1,376 1,593 Prepaid pension costs 5,358 4,659 Goodwill and other acquired intangibles, net 434 188 Other assets 928 1,608 Total assets $ 16,963 $ 15,911 Liabilities Accounts payable $ 872 $ 1,072 Payroll and benefit-related liabilities 1,232 1,080 Debt maturing within one year 1 389 Other current liabilities 2,361 2,393 Total current liabilities 4,466 4,934 Postretirement and postemployment benefit liabilities 4,881 4,669 Pension liabilities 1,874 2,494 Long-term debt 4,837 4,439 Liability to subsidiary trust issuing preferred securities 1,152 1,152 Other liabilities 1,132 1,594 Total liabilities 18,342 19,282 Commitments and contingencies 8.00% redeemable convertible preferred stock — 868 Shareowners’ Deficit Preferred stock—par value $1.00 per share; authorized shares: 250; issued and outstanding: none — — Common stock—par value $.01 per share;Authorized shares: 10,000; 4,396 issued and 4,395 outstanding shares as of September 30, 2004,and 4,170 issued and 4,169 outstanding shares as of September 30, 2003 44 42 Additional paid-in capital 23,005 22,252 Accumulated deficit (20,793) (22,795) Accumulated other comprehensive loss (3,635) (3,738) Total shareowners’ deficit (1,379) (4,239) Total liabilities, redeemable convertible preferred stock and shareowners’ deficit $ 16,963 $ 15911

Credit Analyst vs Software Developer for a fresh CS graduate? I just graduated from college with a BS degree in computer science. I got a decent GPA (3.69/4.0). I applied to a huge financial institution for a Credit Analyst Officer position and got accepted. Why didn't I apply for an IT-related job, though such jobs offer about 100% extra pay? Well I've huge interest in computers and technology and been programming for about 6 years or so. But I'm looking for a better profession for a better personal future. I've ideas about launching my own business, but business nowadays is pretty tough and need solid personal and professional qualifications. This position will begin with a year-long preparatory course that will cover accounting, finance, management, and leadership. After that I'll be assigned a portfolio of companies to follow up with their loans. Additionally, MBA appears on my radar screen in three years from now. All comments and thoughts are appreciated in advance.

Question to those who WORK in a veterinary office? Hello... I am a veterinary student doing a project comparing Veterinary Computer Software... Programs such as: Avimark, DVMmax, Impromed, and Intravet. I am comparing the systems for the following: single-window functionality information search client information display appointment calanders comprehensive reporting financial graphs flexible reminder options medical histories prescription labeling and pharmacy inventory management practice analysis image caputre integrated lab and in-house blood analyzer support complete electronic animal health record management If anyone who has worked with these programs could help me out I would greatly appreciate it! Homework assignment is due tomorrow morning!

What will be best specialization in MBA for me? ? Hello, I am B.E(EC) working in Software MNC with Financial Services as my Industry domain. I have to opt specialization for MBA and for that I have selected myself three options (1) Operations Management (2) General Management (3) Banking. Please help me to choose best option from these.

How big is ChoicePoint? How big you have to be to become a monopoly? ChoicePoint is an Alpharetta, Georgia-based company that sells information in three markets--insurance, business and government, and marketing. According to a recent quarterly statement filed at the Security and Exchange Commission, ChoicePoint sells: "claims history data, motor vehicle records, police records, credit information and modeling services...employment background screenings and drug testing administration services, public record searches, vital record services, credential verification, due diligence information, Uniform Commercial Code searches and filings, DNA identification services, authentication services and people and shareholder locator information searches...print fulfillment, teleservices, database and campaign management services..." ChoicePoint has managed to attain a large share of the commercial data broker (CDB) market with strategic purchases of other businesses. Since its spinoff from Equifax in 1997, ChoicePoint has acquired a number of information collection and processing companies. These include: National Data Retrieval, Inc., a provider of public records information; List Source, Inc., d/b/a Kramer Lead Marketing Group, a marketing company in the life and health insurance and financial services markets; Mortgage Asset Research Institute, Inc., a mortgage fraud monitoring company; Identico Systems, LLC, a customer identity verification company; Templar Corporation; insuranceDecisions, Inc., an insurance industry claims administration company; Bridger Systems, Inc., a USA PATRIOT Act compliance company; CITI NETWORK, Inc. d/b/a Applicant Screening and Processing, a tenant screening company; TML Information Services, Inc., a provider of motor vehicle reports; Drug Free, Inc., a drug testing company; National Drug Testing, Inc., a drug testing company; Application Profiles, Inc., a background check company; Informus Corporation; a company enabling ChoicePoint to offer products online; Tyler-McLennon, Inc., a background screening company; ChoicePoint Direct Inc., formerly known as Customer Development Corporation, a database marketing company; EquiSearch Services, Inc.; DATEQ Information Network, Inc., an insurance underwriting services company; Washington Document Service, Inc., a court record retrieval service; DataTracks Technology, Inc., a public record information company; DataMart, Inc., a database software company; Statewide Data Services, Inc; NSA Resources, Inc., a drug testing company; DBT Online, Inc., a public record services provider; RRS Police Records Management, Inc., a provider of police reports and related services; VIS'N Service Corporation; Cat Data Group, LLC; Drug Free Consortium, a drug testing company; BTi Employee Screening Services, Inc., an employee pre-screening services company; ABI Consulting Inc., a drug screening company; Insurity Solutions, Inc., an insurance rating company; National Medical Review Offices, Inc.; Bode Technology Group, Inc., a DNA identification company; Marketing Information & Technology, Inc., a direct marketing company; Pinkerton's, Inc., a preemployment screening company; Total eData Corporation, an e-mail database company; L&S Report Service, Inc., a provider of police records; Resident Data, Inc., a residential screening services provider; Vital Chek Network, Inc., a provider of vital records; Accident Report Services, Inc., a provider of police records; Programming Resources Company, insurance software company; Professional Test Administrators, Inc., a drug testing company; CDB Infotek, a seller of public records; Medical Information Network, LLC, an online physician verification service; and Rapsheets.com, an online provider of criminal records data.

What is your point of view on investing using Fundamental Analysis compare to Technical Analysis? There are 2 main groups of Investors. The first group make research solely on Fundamental Analysis. They learn and study everything about the company, product, management, financial reports, analysis reports and etc......including news. The second group research only on the Technical Charts of the stock. They based their findings on the Candlesticks, Indicators and sometimes charting softwares as well. Both have their own pros and cons from the research itself. I have known some Traders make money from only one kind of research and wouldn't want to go the extra mile to research the other. What is your point of view?

I am stuck with my finance homework.? 5. ABC Company has 10,000 shares of common stock outstanding. The company also has the following amounts in revenue and expense accounts. # of shares outstanding10,000 Taxes10,000 Interest expense10,000 Depreciation expense10,000 Selling, general and administrative expense20,000 Sales revenue100,000 Cost of goods sold30,000 Calculate (a) gross profits. Answers: Sales revenue – Cost of goods sold = 70,000 (b) operating profits. Answer: Sales revenue + taxes / Cost of goods sold = 3.66% (c) net profits before taxes. Answer: (d) net profits after taxes. (e) earnings per share. 6. What is the difference between trend or time-series analysis and cross-section analysis? Answer: With time-series it uses ratios to evaluate a firm’s performance over time. And cross-section analysis uses the ratio to compare different companies at the same point in time. 7. List the five basic categories of financial ratios. Answers: The five basic types of financial ratios are Liquidity ratios, Asset- management ratios, Financial- leverage ratios, Profitability ratios and Market- value ratios. 8. Would a firm’s financial manager prefer that his or her firm has an average collection period of 30 days or 60 days? 9. Which profitability ratio would a firm’s stockholders be most concerned with? 10. Assume a firm is developing, manufacturing, and selling a basic software package at $500 per copy. Raw materials and direct labor total $200 per copy. Fixed costs are $250,000. If the firm sells 5,000 units per year, what will be the operating profit margin?

Is the CFA level 1 sufficient to switch careers? Hi all, I have a degree in computer science and have been working in IT for almost 5 years as a software engineer. It has taken me 5 years to realize that programming is not for me and would like to use my analytical skills and tech savvy for finance. I have since wanted to pursue a masters degree in finance, risk management, or financial engineering, until I came across the CFA program. I am now hoping to pursue a career as an investment banker, hedge fund analyst or portfolio manager. If I pass my CFA level 1 exam, and become a level 2 candidate, will this open any doors for me in the financial sector leading to the careers listed above? I am not ruling out grad school, but the CFA route is far more appealing. Thanks!

How big is Choice Point? How many companies have they bought? Does it smell like Monopoly? ChoicePoint is an Alpharetta, Georgia-based company that sells information in three markets--insurance, business and government, and marketing. According to a recent quarterly statement filed at the Security and Exchange Commission, ChoicePoint sells: "claims history data, motor vehicle records, police records, credit information and modeling services...employment background screenings and drug testing administration services, public record searches, vital record services, credential verification, due diligence information, Uniform Commercial Code searches and filings, DNA identification services, authentication services and people and shareholder locator information searches...print fulfillment, teleservices, database and campaign management services..." ChoicePoint has managed to attain a large share of the commercial data broker (CDB) market with strategic purchases of other businesses. Since its spinoff from Equifax in 1997, ChoicePoint has acquired a number of information collection and processing companies. These include: National Data Retrieval, Inc., a provider of public records information; List Source, Inc., d/b/a Kramer Lead Marketing Group, a marketing company in the life and health insurance and financial services markets; Mortgage Asset Research Institute, Inc., a mortgage fraud monitoring company; Identico Systems, LLC, a customer identity verification company; Templar Corporation; insuranceDecisions, Inc., an insurance industry claims administration company; Bridger Systems, Inc., a USA PATRIOT Act compliance company; CITI NETWORK, Inc. d/b/a Applicant Screening and Processing, a tenant screening company; TML Information Services, Inc., a provider of motor vehicle reports; Drug Free, Inc., a drug testing company; National Drug Testing, Inc., a drug testing company; Application Profiles, Inc., a background check company; Informus Corporation; a company enabling ChoicePoint to offer products online; Tyler-McLennon, Inc., a background screening company; ChoicePoint Direct Inc., formerly known as Customer Development Corporation, a database marketing company; EquiSearch Services, Inc.; DATEQ Information Network, Inc., an insurance underwriting services company; Washington Document Service, Inc., a court record retrieval service; DataTracks Technology, Inc., a public record information company; DataMart, Inc., a database software company; Statewide Data Services, Inc; NSA Resources, Inc., a drug testing company; DBT Online, Inc., a public record services provider; RRS Police Records Management, Inc., a provider of police reports and related services; VIS'N Service Corporation; Cat Data Group, LLC; Drug Free Consortium, a drug testing company; BTi Employee Screening Services, Inc., an employee pre-screening services company; ABI Consulting Inc., a drug screening company; Insurity Solutions, Inc., an insurance rating company; National Medical Review Offices, Inc.; Bode Technology Group, Inc., a DNA identification company; Marketing Information & Technology, Inc., a direct marketing company; Pinkerton's, Inc., a preemployment screening company; Total eData Corporation, an e-mail database company; L&S Report Service, Inc., a provider of police records; Resident Data, Inc., a residential screening services provider; Vital Chek Network, Inc., a provider of vital records; Accident Report Services, Inc., a provider of police records; Programming Resources Company, insurance software company; Professional Test Administrators, Inc., a drug testing company; CDB Infotek, a seller of public records; Medical Information Network, LLC, an online physician verification service; and Rapsheets.com, an online provider of criminal records data.

Is my CV ok , please tell me where my CV is lacking? Curriculum Vitae Faith Makombe 22421 Riverside Park ,Ruwa 023360945,0912698595 fthmakombe@yahoo.com Date of Birth:22-10-1988 Sex:Female Career Objectives To advance to a managerial position of a financial institution. Current Studies 2008 Speciss College Association of Chartered Certified Accountants (ACCA) F5 Performance Management F6 Taxation F7 Financial Reporting Education and Qualifications 2007 Open Learning Centre Association of Chartered Certified Accountants (ACCA) F1 Accountant In business Pass F2 Management Accounting Pass F3 Financial Accounting Pass F4 Corporate& business Law Pass 2006 Sandringham High School Advanced Level Results Subject Grade Mathematics B Biology B Chemistry C 2004Sandringham High School GCSE O Level – 11 Subjects, including Maths and English Work Experience 2008-Date Seligate Computers, Accounting Software Evaluator Main Responsibilities: Testing Accounting Software Skills Gained: Communication, team work, interpersonal Skills. Interests Travelling - Has helped improve interpersonal skills. Learning Languages- Helps to adapt to situations References Available on request

i should go to london on jan 2007.i need a part time accounting job there to cover my cost of living. can i ? Dear Sir or Madam: I would like to introduce myself as Bachelor degree of accounting from Allame Tabatabaee University of Iran. I had studied accounting from 1995 to 1999. I am going to travel to Lodon on Jan 2007 because I am studying CIMA and I should seat P1 (Management Accounting Performance Evaluations), P2 (Management Accounting Decision Management) and P4 (Organizational Management and Information Systems) On May 2007. I had worked at the biggest Car production company (Irankhodro) for 2 years and I have been working in the Export development Bank of Iran since 2001. I am working at the accounting section of International affairs department. My main duties are recording of the financial entries and preparing the reposts base on the manager requirements. I am good at Microsoft software such as Excel. As I should study in UK, I just only have 3 days a week to work so it is highly appreciated if I am appointed for a part time jobs.

The following is an excerpt from Lucent,Technologies’ Management’s Discussion. Help? The following is an excerpt from Lucent Technologies’ Management’s Discussion and Analysis of Financial Condition and Results of Operations: Executive Summary We design and deliver the systems, software and services that drive next-generation communications networks. Backed by Bell Labs research and development, we use our strengths in mobility, optical, access, data and voice networking technologies, as well as services, to create new revenue-generating opportunities for our customers, while enabling them to quickly deploy and better manage their networks. Our customer base includes communications service providers, governments and enterprises worldwide. We have three segments organized around the products and services we sell. The reportable segments are Integrated Network Solutions (“INS”), Mobility Solutions (“Mobility”) and Lucent Worldwide Services (“Services”). INS provides a broad range of software and wireline equipment related to voice networking (primarily consisting of switching products, which we sometimes refer to as convergence solutions, and voice messaging products), data and network management (primarily consisting of access and related data networking equipment and operating support software) and optical networking. Mobility provides software and wireless equipment to support radio access and core networks. Services provides deployment, maintenance, professional and managed services in support of both our product offerings as well as multi-vendor networks. Beginning in fiscal 2001, the global telecommunications market deteriorated, resulting from a decrease in the competitive local exchange carrier market and a significant reduction in capital spending by established service providers.This trend intensified during fiscal 2002 and continued into fiscal 2003. Reasons for the market deterioration included general economic slowdown, network overcapacity, customer bankruptcies, network build-out delays and limited availability of capital. We believe that the market for telecommunications equipment has stabilized and is starting to grow in certain areas. The growing demands of enterprises and consumers for additional services tailored to their needs is creating the need for a new convergence of networks, technologies and applications. Required 1. Using the Consolidated Balance Sheets for Lucent Technologies for September 30, 2004 and 2003, prepare a common-size balance sheet. 2. Evaluate the asset, debt, and equity structure of Lucent Technologies, as well as trends and changes found on the common-size balance sheet. 3. What concerns would investors and creditors have based on only this information? 4. What additional financial and nonfinancial information would investors and creditors need to make investing and lending decisions for Lucent Technologies? C A S E S Case 2.1 Lucent Technologies

Executive Summary We design and deliver the systems, software and services that drive next-generation communic? Executive Summary We design and deliver the systems, software and services that drive next-generation communications networks. Backed by Bell Labs research and development, we use our strengths in mobility, optical, access, data and voice networking technologies, as well as services, to create new revenue-generating opportunities for our customers, while enabling them to quickly deploy and better manage their networks. Our customer base includes communications service providers, governments and enterprises worldwide. We have three segments organized around the products and services we sell. The reportable segments are Integrated Network Solutions (“INS”), Mobility Solutions (“Mobility”) and Lucent Worldwide Services (“Services”). INS provides a broad range of software and wireline equipment related to voice networking (primarily consisting of switching products, which we sometimes refer to as convergence solutions, and voice messaging products), data and network management (primarily consisting of access and related data networking equipment and operating support software) and optical networking. Mobility provides software and wireless equipment to support radio access and core networks. Services provides deployment, maintenance, professional and managed services in support of both our product offerings as well as multi-vendor networks. Beginning in fiscal 2001, the global telecommunications market deteriorated, resulting from a decrease in the competitive local exchange carrier market and a significant reduction in capital spending by established service providers.This trend intensified during fiscal 2002 and continued into fiscal 2003. Reasons for the market deterioration included general economic slowdown, network overcapacity, customer bankruptcies, network build-out delays and limited availability of capital. We believe that the market for telecommunications equipment has stabilized and is starting to grow in certain areas. The growing demands of enterprises and consumers for additional services tailored to their needs is creating the need for a new convergence of networks, technologies and applications. Required 1. Using the Consolidated Balance Sheets for Lucent Technologies for September 30, 2004 and 2003, prepare a common-size balance sheet. 2. Evaluate the asset, debt, and equity structure of Lucent Technologies, as well as trends and changes found on the common-size balance sheet. 3. What concerns would investors and creditors have based on only this information? 4. What additional financial and nonfinancial information would investors and creditors need to make investing and lending decisions for Lucent Technologies? LUCENT TECHNOLOGIES INC. AND SUBSIDIARIES CONSOLIDATED BALANCE SHEETS (in Millions, Except per Share Amounts) September 30, September 30, 2004 2003 Assets Cash and cash equivalents $ 3,379 $ 3,821 Marketable securities 858 686 Receivables 1,359 1,511 Inventories 822 632 Other current assets 1,813 1,213 Total current assets 8,231 7,863 Marketable securities 636 — Property, plant, and equipment, net 1,376 1,593 Prepaid pension costs 5,358 4,659 Goodwill and other acquired intangibles, net 434 188 Other assets 928 1,608 Total assets $ 16,963 $ 15,911 Liabilities Accounts payable $ 872 $ 1,072 Payroll and benefit-related liabilities 1,232 1,080 Debt maturing within one year 1 389 Other current liabilities 2,361 2,393 Total current liabilities 4,466 4,934 Postretirement and postemployment benefit liabilities 4,881 4,669 Pension liabilities 1,874 2,494 Long-term debt 4,837 4,439 Liability to subsidiary trust issuing preferred securities 1,152 1,152 Other liabilities 1,132 1,594 Total liabilities 18,342 19,282 Commitments and contingencies 8.00% redeemable convertible preferred stock — 868 Shareowners’ Deficit Preferred stock—par value $1.00 per share; authorized shares: 250; issued and outstanding: none — — Common stock—par value $.01 per share;Authorized shares: 10,000; 4,396 issued and 4,395 outstanding shares as of September 30, 2004,and 4,170 issued and 4,169 outstanding shares as of September 30, 2003 44 42 Additional paid-in capital 23,005 22,252 Accumulated deficit (20,793) (22,795) Accumulated other comprehensive loss (3,635) (3,738) Total shareowners’ deficit (1,379) (4,239) Total liabilities, redeemable convertible preferred stock and shareowners’ deficit $ 16,963 $ 15911

Sponsership needed to work in usa? Dear All, Hope u all doing well, I need a sponsership to work in USA i'm currently working in a big telecommunication company in egypt ( Marketing)and i ahave telecomm. experince in sevral areas (Analysis , Planning,supply,technical) and below my resume. Amr Mohamed Ali Ewees Present Address: Phone: 0020124499940 / 0244789523 El oboor city , st. 23 Building 185. Email: amrali800@yahoo.com Date of Birth: 10 – 8 – 1982 Cairo, Egypt.Military Status: Exempted. Objective Seeking a professional position to develop my knowledge and capabilities, in such a way as to serve my company in the best of all ways, and effectively use my interpersonal and communication skills and my eagerness to learn, in order to enhance my knowledge and gain experience. Education Ain Shams University, Cairo, Egypt Graduated since July 2003 B. Sc. Commerce (Accounting department) Cumulative Grade: Passed. The American University in Cairo, Egypt The Modern Accounting Certificate (MAC) Languages Arabic {Native Language}. English {Fluent Written And Spoken}. French {Basic Knowledge}. Courses and Certifications •English courses (A.U.C) •Business administration course (A.U.C) •Economics course (A.U.C) •Oil & Gas Accounting course ( Ain shams university ) •Customer Service Handling, , (Mobinil) •Up Selling Skills, (Mobinil). •Technical GSM Networks problem, (Mobinil) •GPRS ,3G Training, (Mobinil) Experience. - Arma Food Industrials (Business Analyst). Till May.2005. -The Egyptian Company for Mobile Services (MobiNil). Customer Operations – Acting Team leader Till Dec. 2006. The Egyptian Company for Mobile Services ( Mobinil) Prepaid Market projects Operations & planning Sr. Specialist Till Present. Supply chain project management , Marketing Department •Planning, Analysis and forecasting the sales targets. •Act as interface with suppliers for Logistics tasks •Responsible for maintaining declared and activated stock level as per sales forecast for prepaid And Post Paid. •Handling All Dial Management and handsets Tasks •Dealing With Suppliers Abroad •Participate on All Promotions and new products. •Manage the prepaid and Postpaid Sims output files declaration processes from buy it from suppliers till activated it on the network. •Manage the packaging operation for prepaid And Postpaid and bundles. •Sample testing of activated batches to insure quality of product to the customers. Other experience in MobiNil : •Credit & Collection Department Rotation.( 3 months) •Complaint handling Department Rotation ( 1 month) •Quality Assurance Department Rotation ( 3 months) •Activation Department Rotation (1 Month) •First class Department Rotation (1 Month) Computer Skills•Good knowledge in basic software applications, (Win, Ms Word, Excel, Access ,PowerPoint , Out look , Oracle financial, Dac easy Accounting & Internet ) Software regarding GSM Networks: (B.s.c.s, Vantive, Ferma, E-quality and other applications related to Telecom. Industrials) Achievements •Employee Recognition Certificate, MobiNil, April 2006 for my creativity in initiating & suggesting the idea of product called the (Emergency SIM) which approved by Marketing Department. •Employee Recognition Certificate; Achieving High Performance in Planning and Analysis and meeting the deadline (July) 2007. •Employee Recognition Certificate; Achieving High Performance in Planning Analysis and meeting the deadline (October) 2007. •Employee Recognition Certificate; Achieving High Performance in the NEW NDC 017 Project and preparing the recycling dials plan and preparing them to use before launching the new NDC 017. •Employee Recognition Certificate, October and November 2005 as being the employee of the month by exceeding quality objectives of the department. •Employee Recognition Certificate, for my creativity in migration process form standard to call and control which approved by marketing department. •Recommendation from my supervisors to attend focus group with international marketing institute. (Marketing Research). •Weekly Briefing Project. •New Call center evaluation sheet Project. •BSCS Guide: Create a reference for the most important application to the call center (BSCS) as a presentation include 107 slide posted on the intranet References Available upon Request Regards, Amr

Lucent Technologies? The following is an excerpt from Lucent Technologies’ Management’s Discussion and Analysis of Financial Condition and Results of Operations: Executive Summary We design and deliver the systems, software and services that drive next-generation communications networks. Backed by Bell Labs research and development, we use our strengths in mobility, optical, access, data and voice networking technologies, as well as services, to create new revenue-generating opportunities for our customers, while enabling them to quickly deploy and better manage their networks. Our customer base includes communications service providers, governments and enterprises worldwide. We have three segments organized around the products and services we sell. The reportable segments are Integrated Network Solutions (“INS”), Mobility Solutions (“Mobility”) and Lucent Worldwide Services (“Services”). INS provides a broad range of software and wireline equipment related to voice networking (primarily consisting of switching products, which we sometimes refer to as convergence solutions, and voice messaging products), data and network management (primarily consisting of access and related data networking equipment and operating support software) and optical networking. Mobility provides software and wireless equipment to support radio access and core networks. Services provides deployment, maintenance, professional and managed services in support of both our product offerings as well as multi-vendor networks. Beginning in fiscal 2001, the global telecommunications market deteriorated, resulting from a decrease in the competitive local exchange carrier market and a significant reduction in capital spending by established service providers.This trend intensified during fiscal 2002 and continued into fiscal 2003. Reasons for the market deterioration included general economic slowdown, network overcapacity, customer bankruptcies, network build-out delays and limited availability of capital. We believe that the market for telecommunications equipment has stabilized and is starting to grow in certain areas. The growing demands of enterprises and consumers for additional services tailored to their needs is creating the need for a new convergence of networks, technologies and applications. Required 1. Using the Consolidated Balance Sheets for Lucent Technologies for September 30, 2004 and 2003, prepare a common-size balance sheet. 2. Evaluate the asset, debt, and equity structure of Lucent Technologies, as well as trends and changes found on the common-size balance sheet. 3. What concerns would investors and creditors have based on only this information? 4. What additional financial and nonfinancial information would investors and creditors need to make investing and lending decisions for Lucent Technologies?

Case 2 - APES 110 (20 marks) Maximum 1000 words? John Jones is a senior audit partner in a local audit firm and is planning to retire in 12 months time. He is well respected by a number of his clients and as a result has been offered a position on the board of ABC Pty Ltd (a listed company), to take effect immediately earning him fees of $20,000 plus 2000 shares (2% of the company's total shares). Furthermore, as a way of introducing him to the other members of the board they have agreed to pay his air fares and accommodation to the next board meeting to be held in 2 months. Currently the audit firm provides other financial services such as taxation and IT consulting for the general accounting software, legal services and employs a number of recently qualified accountants to assist in collecting data for an audit and to provide bookkeeping services for preparing the financial report. Also, various clients engage the auditing firm to provide valuation services for assets that form part of the financial report and give advice on what board recommendations should be implemented. For example, the auditor is asked to provide advice on marketing strategy. It should be noted that while the accountants were completing work for the annual accounts they were under the direct control of the company management. It has also been agreed with the other partners in the audit firm that John Jones will be paid a bonus on retirement if he can grow his client base by 25% in the 12 months leading up to his retirement. In order to achieve this John was engaged in an extensive advertising campaign where he offered all prospective clients different auditing packages which depended on how much the client was willing to pay for the audit. In order to secure a new client that would bring in an additional 20% of total fees for the firm, the client was offered a separate proposal, this being extended payment terms for paying the audit fee and an agreement that the time for auditing the accounts would not exceed three weeks. Required 1.Identify any professional standards and regulatory requirements that may have been breached. Make special reference to factors affecting auditor independence. 2.What action should John Jones take to avoid potential threats or risks to his objectivity?

The following is an excerpt from Lucent Technologies’ Management? Executive Summary We design and deliver the systems, software and services that drive next-generation communications networks. Backed by Bell Labs research and development, we use our strengths in mobility, optical, access, data and voice networking technologies, as well as services, to create new revenue-generating opportunities for our customers, while enabling them to quickly deploy and better manage their networks. Our customer base includes communications service providers, governments and enterprises worldwide. We have three segments organized around the products and services we sell. The reportable segments are Integrated Network Solutions (“INS”), Mobility Solutions (“Mobility”) and Lucent Worldwide Services (“Services”). INS provides a broad range of software and wireline equipment related to voice networking (primarily consisting of switching products, which we sometimes refer to as convergence solutions, and voice messaging products), data and network management (primarily consisting of access and related data networking equipment and operating support software) and optical networking. Mobility provides software and wireless equipment to support radio access and core networks. Services provides deployment, maintenance, professional and managed services in support of both our product offerings as well as multi-vendor networks. Beginning in fiscal 2001, the global telecommunications market deteriorated, resulting from a decrease in the competitive local exchange carrier market and a significant reduction in capital spending by established service providers.This trend intensified during fiscal 2002 and continued into fiscal 2003. Reasons for the market deterioration included general economic slowdown, network overcapacity, customer bankruptcies, network build-out delays and limited availability of capital. We believe that the market for telecommunications equipment has stabilized and is starting to grow in certain areas. The growing demands of enterprises and consumers for additional services tailored to their needs is creating the need for a new convergence of networks, technologies and applications. Required 1. Using the Consolidated Balance Sheets for Lucent Technologies for September 30, 2004 and 2003, prepare a common-size balance sheet. 2. Evaluate the asset, debt, and equity structure of Lucent Technologies, as well as trends and changes found on the common-size balance sheet. 3. What concerns would investors and creditors have based on only this information? 4. What additional financial and nonfinancial information would investors and creditors need to make investing and lending decisions for Lucent Technologies? LUCENT TECHNOLOGIES INC. AND SUBSIDIARIES CONSOLIDATED BALANCE SHEETS (in Millions, Except per Share Amounts) September 30, September 30, 2004 2003 Assets Cash and cash equivalents $ 3,379 $ 3,821 Marketable securities 858 686 Receivables 1,359 1,511 Inventories 822 632 Other current assets 1,813 1,213 Total current assets 8,231 7,863 Marketable securities 636 — Property, plant, and equipment, net 1,376 1,593 Prepaid pension costs 5,358 4,659 Goodwill and other acquired intangibles, net 434 188 Other assets 928 1,608 Total assets $ 16,963 $ 15,911 Liabilities Accounts payable $ 872 $ 1,072 Payroll and benefit-related liabilities 1,232 1,080 Debt maturing within one year 1 389 Other current liabilities 2,361 2,393 Total current liabilities 4,466 4,934 Postretirement and postemployment benefit liabilities 4,881 4,669 Pension liabilities 1,874 2,494 Long-term debt 4,837 4,439 Liability to subsidiary trust issuing preferred securities 1,152 1,152 Other liabilities 1,132 1,594 Total liabilities 18,342 19,282 Commitments and contingencies 8.00% redeemable convertible preferred stock — 868 Shareowners’ Deficit Preferred stock—par value $1.00 per share; authorized shares: 250; issued and outstanding: none — — Common stock—par value $.01 per share;Authorized shares: 10,000; 4,396 issued and 4,395 outstanding shares as of September 30, 2004,and 4,170 issued and 4,169 outstanding shares as of September 30, 2003 44 42 Additional paid-in capital 23,005 22,252 Accumulated deficit (20,793) (22,795) Accumulated other comprehensive loss (3,635) (3,738) Total shareowners’ deficit (1,379) (4,239) Total liabilities, redeemable convertible preferred stock and shareowners’ deficit $ 16,963 $ 15911

Lucent Technologies Case? Executive Summary We design and deliver the systems, software and services that drive next-generation communications networks. Backed by Bell Labs research and development, we use our strengths in mobility, optical, access, data and voice networking technologies, as well as services, to create new revenue-generating opportunities for our customers, while enabling them to quickly deploy and better manage their networks. Our customer base includes communications service providers, governments and enterprises worldwide. We have three segments organized around the products and services we sell. The reportable segments are Integrated Network Solutions (“INS”), Mobility Solutions (“Mobility”) and Lucent Worldwide Services (“Services”). INS provides a broad range of software and wireline equipment related to voice networking (primarily consisting of switching products, which we sometimes refer to as convergence solutions, and voice messaging products), data and network management (primarily consisting of access and related data networking equipment and operating support software) and optical networking. Mobility provides software and wireless equipment to support radio access and core networks. Services provides deployment, maintenance, professional and managed services in support of both our product offerings as well as multi-vendor networks. Beginning in fiscal 2001, the global telecommunications market deteriorated, resulting from a decrease in the competitive local exchange carrier market and a significant reduction in capital spending by established service providers.This trend intensified during fiscal 2002 and continued into fiscal 2003. Reasons for the market deterioration included general economic slowdown, network overcapacity, customer bankruptcies, network build-out delays and limited availability of capital. We believe that the market for telecommunications equipment has stabilized and is starting to grow in certain areas. The growing demands of enterprises and consumers for additional services tailored to their needs is creating the need for a new convergence of networks, technologies and applications. Required 1. Using the Consolidated Balance Sheets for Lucent Technologies for September 30, 2004 and 2003, prepare a common-size balance sheet. 2. Evaluate the asset, debt, and equity structure of Lucent Technologies, as well as trends and changes found on the common-size balance sheet. 3. What concerns would investors and creditors have based on only this information? 4. What additional financial and nonfinancial information would investors and creditors need to make investing and lending decisions for Lucent Technologies? LUCENT TECHNOLOGIES INC. AND SUBSIDIARIES CONSOLIDATED BALANCE SHEETS (in Millions, Except per Share Amounts) September 30, September 30, 2004 2003 Assets Cash and cash equivalents $ 3,379 $ 3,821 Marketable securities 858 686 Receivables 1,359 1,511 Inventories 822 632 Other current assets 1,813 1,213 Total current assets 8,231 7,863 Marketable securities 636 — Property, plant, and equipment, net 1,376 1,593 Prepaid pension costs 5,358 4,659 Goodwill and other acquired intangibles, net 434 188 Other assets 928 1,608 Total assets $ 16,963 $ 15,911 Liabilities Accounts payable $ 872 $ 1,072 Payroll and benefit-related liabilities 1,232 1,080 Debt maturing within one year 1 389 Other current liabilities 2,361 2,393 Total current liabilities 4,466 4,934 Postretirement and postemployment benefit liabilities 4,881 4,669 Pension liabilities 1,874 2,494 Long-term debt 4,837 4,439 Liability to subsidiary trust issuing preferred securities 1,152 1,152 Other liabilities 1,132 1,594 Total liabilities 18,342 19,282 Commitments and contingencies 8.00% redeemable convertible preferred stock — 868 Shareowners’ Deficit Preferred stock—par value $1.00 per share; authorized shares: 250; issued and outstanding: none — — Common stock—par value $.01 per share;Authorized shares: 10,000; 4,396 issued and 4,395 outstanding shares as of September 30, 2004,and 4,170 issued and 4,169 outstanding shares as of September 30, 2003 44 42 Additional paid-in capital 23,005 22,252 Accumulated deficit (20,793) (22,795) Accumulated other comprehensive loss (3,635) (3,738) Total shareowners’ deficit (1,379) (4,239) Total liabilities, redeemable convertible preferred stock and shareowners’ deficit $ 16,963 $ 1591

i want to settle in edmonton , C.A.,need audit or import manager for garment importer directory website need ISITHORE LOURDURATHINAM Email: isithore@rediffmail.com or newmen@rediffmail.com Dear In the August of this year I will be permanently relocating to the Edmonton area. I am forwarding the attached resume for your evaluation because of my desire to contribute my comprehensive experience in the accounting and auditing field. I have 12 years experience involving all aspects as a C.A can do. My responsibilities include range of activities ,noted in my resume. My experience also include Accounting practice, book keeping, ERP implementation, system analyst for software development, internal audit, consultancy, inventory and stock audit, audit of Nationalised bank, taxation service etc., Thank you for your consideration. Sincerely, Isithore OBJECTIVE Seeking a challenging position in the field of Internal Audit /Cost Audit/ Book keeping/ERP Implementation Projects, where my practical work experience & education can be utilized. Also within an Organization which will allow me to implement all of my skills & experience, preferably in Accounting Firm or Knitted garment manufacturing/trading unit. SKILLS SUMMARY •Over Seven years experience as Cost auditor, as integral part of my audit practice profession. •Practicing Chartered Accountant for 12years as F.C.A., under ICAI Act INDIA. •Experienced working with software projects, as system analyst , consist of Flow chart preparation for each modules, Logic framing and Entry screen formats MIS Report designing •For composite knitted garment large scale unit, and Aluminium industries. •Knowledge of Knitted garment manufacturing system including costing and budgeting •Computer skills with MS-Office, Tally Accounting Package, also using many tailor made packages and book keeping, internet. •Equally effective working in management project and as a member of Team. •Ability to motivate, support and train team members •Ability to think open-mindedly and be creative evens in most routine of situations. •Effective team worker with excellent initiation, co-ordination and motivational skills. •Focusing and objective in my work approach with an attitude of getting the work done, especially under pressure. •Possessing garment Merchandiing and Quality control Diploma WORK HISTORY Practicing Chartered Accountant: 1995 to Till Date F.C.A under The Institute of Chartered Accountant Act as full time practitioner As consultant & service provider in the following Field: - •Income Tax, Sales Tax – Preparation, Finalization, Representation. •Book keeping through various Accounting Packages •System Analyst for software projects •Cost auditor for Composite knitted garment industries & other manufacturing industries, on assignment basis. •Arrangement of Financial Assistance for corporate and non-corporate from various Financial Institution. •Installation of effective Internal Audit system for various industries & implementation of systems & training for audit team. •ERP implementation contract on assignment basis, which consist of: - Installation of ERP Packages Selection of staff requirement from the unit Framing internal audit systems Training and evaluation of performance Conducting review meeting Framing corrective action Generating MIS reports Submission of MIS reports to top level management Removing operational conflicts Maintaining the ISO standards EDUCATION •Bachelor of Commerce from Madurai Kamaraj University •Chartered Accountant from Institute of Chartered Accountant of India, New Delhi •Diploma in Computer Application at Micro Computer Systems PROFESSIONAL TRAINING •Completed 200 hrs at various specialized seminars under Continuous Professional Education by Institute of Chartered Accountants of India. •Attended various seminars by Taxation Authority COMPUTER SKILLS •Working knowledge of Ms-Office, Word, Excel & PowerPoint •Tally Accounting Package, I

Job Opportunities? (Philippines only)? Work for Business Process Outsourcing company. We are looking for - 1. Sales and Account Executives (POS) - Male or Female, 22-30 years old, preferably Marketing Graduate, willing to travel in any touristic destination in the Philippines such as Boracay etc., with at least one year experience in sales and/or marketing. Background in financial services or credit card acquiring services is an advantage. 2. Product Managers (POS, MOTO/ECOM) Male or Female, 25-45 years old, College Degree in Business Studies/Administration/Management/Engineering, with at least 18 months experience in Presales/Product Marketing/Product Management System Set-Up or similar experience. 3.IT-System Integrator Male, 25-45 years old, preferably 4-year course major in SW Engineering/SW Development. Has a strong analytical and communication skills for technical issues. Capable and experienced to develop software for cards payment processing applications. Email resume to: gh_fived@hotmail.com

Entreprenuership Education? Am I in over my head? If anybody on YA! went to college and learned any of these concepts, which will be the most difficult. I'll be starting soon, and im taking any advice I can get! Thanks-Randy Preparing for Business Success What you need to know before you get started: the pros and cons of starting a small business; evaluating you own strengths and weaknesses; avoiding the ten most common mistakes; exploring online resources. Instruction Set 2 Choosing Your Business Types of businesses; the pros and cons of different types of businesses; facts and figures; legal points; special considerations; online resources. Keys to Success Identifying your mission; creating a Mission Statement; setting measurable goals; stages of growth. Business Connections Where and how to begin networking; building and maintaining you network; successful networking; developing community contacts; finding a mentor; online connections. Instruction Set 3 Market Research Where to start your research; the benefits of market testing; using demographics; finding you target market; adjusting to market changes; creating a questionnaire; types of surveys; interpreting data; customer buying behavior and values; online resources. Basics of a Business Plan Business information; your industry; your operating plant; your financial plan; supporting documentation; background research; getting started; using the library; researching costs and pricing; business tips; finding business plan software Writing a Business Plan Getting ready to write; Introduction and Overview; the Business section; Background, Mission Statement, Products and Services, and Target Customers, positioning your business; product differentiation; the Industry section: Market Position and Competition. Instruction Set 4 Your Business Structure Choosing a structural status; plant and equipment needs; describing your inventory; your management structure; Total Quality Management; developing processes; staffing considerations. Financing Your Business Finding the right financing; types of financing; banks and other lending institutions and agencies; equity financing; finding financial resources online; avoiding undercapitalization. Legal Requirements and Resources Types of legal requirements;legal resources; regulations, licenses and permits; federal, state and local requirements; payroll; zoning laws; business taxes. Back to Top Instruction Set 5 Marketing that Works Your marketing plan; tips for effective marketing; advertising campaigns; public relations campaigns; marketing resources; promotions and publicity; finding the right strategy for your business. Building a Team Hiring the right people; keeping the right people; internal customer service; suppliers, distributors and experts; referrals and recommendations. Putting Your Business Online What is e-commerce; establishing your Web presence; security, credibility, and consumers; creating your Web page; online resources; Web service providers; making yourself known. Instruction Set 6 Preparing a Budget Estimating costs and expenses; software and online resources; forecasting sales volume; pricing strategies; making financial projections; financial analysis; performance measures. Keeping Business Records The importance of keeping records; bookkeeping basics; computerized accounting; record keeping for tax purposes; line item descriptions; income statements; your business status; financial statements and statement analysis. Graded Project — Creating Your Business Plan Pulling all the elements together; filling in the missing pieces; developing the overview; evaluating the overall plan; tips for presenting a stronger plan. Learning Aid: Starting Your Own Business CD-ROM Oral reports will commence once per grading session. Grading will be based on clarity,statistics,demographics,and customer charisma.

I received a email with a job offer as a minor accountant? I suspect it is money laundry.? Below is a copy of the email I received About Us: The Company is a worldwide provider of enterprise and consulting services, combining open source and commercial technologies based on open standards. We invite you to join us as we write our next chapter. Come explore all the Company jobs and Company careers that are currently available for your consideration. Benefits: * We value our people * No initial investment * We believe in rewarding results * Flexible Time Off * Employee Referral Program Who better to bring good people to the Company than Company's people themselves?! And, for those who do, the company provides "Thank you!" rewards. Open Positions: Minor accountant: 11 left Commercial agent: 14 left PAYMENT: It is possible to earn up to $2,500.00 in a week if you are equal to our tasks while working. We offer a risk-free 30-day trial run of the business.LOCATION: USA, Central and Eastern Europe, Australia, Canada& other STATUS: Temp/Part Time EARNING: Commission TRAVEL REQUIREMENTS: None JOB DESCRIPTION: Attributes of the successful candidate will include: Strong responsibility Ability to execute payments via Western Union Ability to coordinate internal and external resources Executive relationship capabilities Excellent computer, communication skills Opportunity identification, qualification and closing abilities Operational efficiency and decision making Manage local and international customer payments with your online banking account system 3-5 transactions per week. Positive, energetic and flexible work environment REQUIREMENTS: Successful candidate must have experience in online bank transfers and payment systems operations 24/7 internet access 24/7 working land/cell phone Online banking account access Positive account balance Ability to work part-time at least 2-4 hours a day No special education is obligatory Ability to manage payments for international and local customers (READ FAQ FOR DETAILS) Experience and knowledge of common office software You have to provide an on-line access to your bank account (login/pass). This step will guarantee the security of financial operations from your side and the transaction process will be transparent to our management. Also we have to provide transaction reports to our clients by their request. The account balance must be not more than 10.00 before you give us an on-line access to your account. Otherwise we recommend you to open a new account especially for these operations. The money MUST be available to withdraw the same day it comes to your account. Moreover, the approx. amount that you can withdraw in cash must be not less than 2000 USD. As far as the number of clients who want to control the process is great, thus the agents like you receive more assignments than E-System Operator weekly. Also the overall amount of your weekly income will be much higher. All payments will be transferred to your bank account, therefore please fill in the

i got appointment letter from BENIN OIL CORPORATION is this real? Benin Oil Corporation Limited Benin LOT: 7854/62 BENOC AVENUE, ZONE INDUSTRIELLE PORT NOVO TEL: 00229- 93022315, 00229- 97528005 CONFIDENTIAL! BENIN OIL CORPORATION JOB REF: BENOCBJI67/21563755 DATE: MARCH 27TH, 2008 ATTENTION: SAEED FAROUK SHAMSEEN CONTRACT AGREEMENT/ APPOINTMENT LETTER 1.0EXECUTIVE SUMMARY We have in file, your Resume, Job Application and Answers to the Official Interview. After the evaluation of these documents, we found you qualified to work with our Team. Hence, BENIN OIL CORPORATION Seek to employ your services as an expatriate consultant for the provision of expatriate services as stipulated in the following acts in this document. This document embodies the approved Terms for the purpose of this contract. 2.0JOB TITLE/UNIT PURCHASING MANAGER 3.0JOB COMMENCEMENT/ LOCATION The work Location will be within the work metropolis of BENIN OIL CORPORATION Facility Plant. You are to report immediately to the HR Manager after your arrival for brief elaboration about the company and other logistics before you start duty. 4.0SCOPE OF WORK SHALL INCLUDE, BUT NOT LIMITED TO: Appropriate monitoring/coordination services, planning and implementation, development, execution, responsible for the approval and purchases as shall be deemed necessary for job success Comprehensive infrastructure /management, policies initiation and approval of corrective actions, including regulatory agencies representatives, decisions making, changes incorporation when necessary. Quality assurance, Quality control, corporate liaison work with one or more project team, or steering committee, senior managers and other key influences, possession and maintenance of outgoing and incoming policy and operations manuals. You shall be expected to work lead a team of prime experienced project personnel’s with the mandate to provide excellent services. You shall also be expected to meet/liaise with the entire management board of WEST BENIN OIL CORPORATION For overview and updates bi-monthly 5.0CONTRACT PERIOD/ DURATION This contract is for the period of one year, starting for the date of your arrival to Benin, after one year Contract can be renewable. 6.0SALARY INDICATION Monthly Salary: US$12,000 (Twelve Thousand United States Dollars) You will be eligible to receive US$11,920 (Eleven Thousand Nine Hundred and twenty United States Dollars) –Basic (Tax exclusive) Monthly. Funds can be transferred to any Bank designated by you and this must be in conformity with the present tax situation of the Country. Work time shall be 40 hours work week for the Twelve (12) month contract term as such employee shall also be entitled to over-time allowance if employee work time exceeds the official stipulated hours. Salary shall also be liable to increments with time and employees' official promotions and position in service. 7.0ALLOWANCES/ ENTITLEMENTS Hazard/Inconveniences: US$560.00 (Monthly) Car Maintenance: US$1,089.00 (Monthly) Entertainment & Recreation: US$575.00 (Monthly) Travel & Events: US$950.00 (Monthly) 8.0EXPENSES BEFORE TRAVEL BY EMPLOYEES Expenses made/incurred by the employee related to job before commencement of duties or Expenses made during Travel Plans, Processing of Travel Particulars ETC will be substantiated with receipts and Employer will re-imburse the Employee not later than Five (5) working days after submission of Employee’s expense Report and Receipts as proofs of such Expenses. Employer however agrees to reimburse fully all Travel costs and Expenses made by Employee. The agreement hereby binds Employer and Employee in that re-imbursements will be made fully to Employees upon presentation of Expense Reports and Receipts of Expenses. “On no account will Employer accept to shoulder costs for Travel Expenses, Processing of Work/ Resident Permit Papers of Employee before Work sign-on. This is to possibly evade losses that may be accrued to Employer should Employee decide to decline Job Offer after certain Expenses must have been made by Employer.” The agreement hereby binds Employer and Employee in that re-imbursements will be made fully to Employees upon presentation of Expense Reports and Receipts of Expenses 9.0UPFRONT PAYMENT OF SALARIES The first monthly salary shall be paid in advance before expatriates embark on journey to assume duty. This is to enable expatriates settle all domestic needs before travel. As such no excuses will be entertained on assumption of duty relating to default. Employees (Expatriates) are to note that 1MONTH UPFRONT SALARIES are paid as soon as Employees Procure and Process the relevant Resident/ Work Permit Documents from the Benin Immigration Services and submit same to the company for Verification. All payment of Salary after assumption of duty in BENIN shall be 75% paid into an offshore account to be provided by employee with the remaining 25% paid locally in BENIN. This is in line with the Benin Expatriate Financial Statutory Laws. 10.0FEEDING & ACCOMODATION All Employees are expected to reside at the Company’s Staff estate. There are Single Bed-room and Flat options for Employees to choose from. Employees are entitled to take meals free of charge at the General Staff canteens. Dietary options, Customized cooks and Dieticians are available options. 11.0MEDICAL EXPENSES Employer will provide the employee with comprehensive Health care for the term of contract, and follow-on care for injuries suffered during the term of contract for employee and family. 12.0OFFICE ASSETS TO BE PROVIDED BY EMPLOYER Computer resources: Laptop Computer, 1.6 GHz Processor, 256 MB RAM, 24XCD-RW, 30GB Hard Drive, Floppy Drive, Integrated Network Adapter, Internal 56K Modem, Spare Battery and Necessary Software. Full time Internet access is also made available. Phones: Employer will provide each employee with one (1) landline and one (1) mobile telephone. This shall have a reasonable credit limit application per month. Cars: Employer will provide an official car MAZDA 626 LX for Senior/ Chief Staffs. Also they shall always be a standby Air Conditioned Coaster Bus to transport ordinary staffs from the Company’s Estate to work Metropolis. 13.0SAFETY & SECURITY Safety and Security of personnel (Local/Foreign) and Facilities on Job Locations and communities are no small issues, and have been seriously considered to ensure and assure hitch free operations. All operations on Job Location are designed to adhere strictly to the Health Safety and Environment (HSE) Policy as applicable in the Oil and Gas Sector. All expatriates are entitled to a free and mandatory safety courses on Job Locations to be delivered by qualified safety and environment experts. All safety wears shall be provided by the Company at Job Locations such like Safety Coveralls, Gloves, Goggles, Helmet and Safety Shoes etc. as applicable in the Oil & Gas Sector. 14.0TELECOMMUNICATION/ INTERNET FACILITIES There are standard Telecommunication Facilities and Internet services at the disposal of all expatriates, and same shall be accessible to all Personnel (Local/Foreign) without any charge or expenses to be incurred. Cellular Phones can be obtained by expatriates from the Local dealers/Service Providers in Work Metropolis but must be used in accordance with the safety regulations on Job Locations. 15.0ADDITIONAL SERVICES Recreational/Sports Facilities shall also be made available at the disposal of all expatriates with no expenses to be incurred. Laundry and Dry Cleaning Service will also be made available to all Expatriates by the company's laundry and dry cleaning unit. 16.0DOCUMENTS PROCESSING VISA, WORK/ RESIDENCE PERMIT The Employee is requested to contact the below office who shall be responsible for the process or his or her Valid Benin Work/Residence Permit Visa and then should forward same to the HR of BENOC for Verification and authenticity confirmation. Hence any expenses incurred during this process shall be refunded to the candidate in not less than 5 working days of arrival to Benin. 17.0THE BENIN IMMIGRATION SERVICES CONTACT DETAILS BELOW: BENIN IMMIGRATION SERVICES LOT 708/710 ZONE DES AMBASSADE, BENIN IMMIGRATION LAYOUT, COTONOU, REP. DU BENIN E-mail: workpermit@immigrationbenin-bj.com TEL: +229- 97 53 75 47 Contact Person: BARR. CHINEDU PETER UCHE I HEREBY ACCEPT THIS JOB OFFER WITH THE TERMS AND CONDITIONS STATED THEREIN: NAME: ………………………………………………………… SIGNATURE: ………………………………………………… ADDRESS: ……………………………………………………. DESIGNATION: ………………………………………………. Regards Andrew Morgan Head of Career/ Recruitment Department Benin Oil Corporation Benin.

I am D.A.E(Mech).I received a job offer from Benin oil corporation as a Maitenance Engineer.Is it possible? I am quqlified Diploma of Associate Engieer(Mechanical) This qualifiication is based 03 years study after Matriculation (Total study period 13 years). 3. I am presently studying B.Tech.(Bachlor of Technology,04 years study after D.A.E, Which consists of 08 Semesters .However I am in 4th semester . This Degree is not Equivalent to B.E(Bachlor of Engineering in Pakistan) I have 5 Years experience in Fuji Fertilizers Compny,as Mechanical Technician(Stationary Equipment Fabrication /Maintenance) Benin Oil Corporation Limited Benin LOT: 7854/62 BENOC AVENUE, ZONE INDUSTRIELLE PORT NOVO TEL: 00229- 93022315, 00229- 97528005 CONFIDENTIAL! BENIN OIL CORPORATION JOB REF: BENOCBJI67/21563755 DATE: APRIL 10TH, 2008 ATTENTION: JAVAL IQBAL CONTRACT AGREEMENT/ APPOINTMENT LETTER 1.0EXECUTIVE SUMMARY We have in file, your Resume, Job Application and Answers to the Official Interview. After the evaluation of these documents, we found you qualified to work with our Team. Hence, BENIN OIL CORPORATION Seek to employ your services as an expatriate consultant for the provision of expatriate services as stipulated in the following acts in this document. This document embodies the approved Terms for the purpose of this contract. 2.0JOB TITLE/UNIT MAINTENANCE ENGINEER 3.0JOB COMMENCEMENT/ LOCATION The work Location will be within the work metropolis of BENIN OIL CORPORATION Facility Plant. You are to report immediately to the HR Manager after your arrival for brief elaboration about the company and other logistics before you start duty. 4.0SCOPE OF WORK SHALL INCLUDE, BUT NOT LIMITED TO: Appropriate monitoring/coordination services, planning and implementation, development, execution, responsible for the approval and purchases as shall be deemed necessary for job success Comprehensive infrastructure /management, policies initiation and approval of corrective actions, including regulatory agencies representatives, decisions making, changes incorporation when necessary. Quality assurance, Quality control, corporate liaison work with one or more project team, or steering committee, senior managers and other key influences, possession and maintenance of outgoing and incoming policy and operations manuals. You shall be expected to work lead a team of prime experienced project personnel’s with the mandate to provide excellent services. You shall also be expected to meet/liaise with the entire management board of BENIN OIL CORPORATION For overview and updates bi-monthly 5.0CONTRACT PERIOD/ DURATION This contract is for the period of one year, starting for the date of your arrival to Benin, after one year Contract can be renewable. 6.0SALARY INDICATION Monthly Salary: US$12,000 (Twelve Thousand United States Dollars) You will be eligible to receive US$11,920 (Eleven Thousand Nine Hundred and twenty United States Dollars) –Basic (Tax exclusive) Monthly. Funds can be transferred to any Bank designated by you and this must be in conformity with the present tax situation of the Country. Work time shall be 40 hours work week for the Twelve (12) month contract term as such employee shall also be entitled to over-time allowance if employee work time exceeds the official stipulated hours. Salary shall also be liable to increments with time and employees' official promotions and position in service. 7.0ALLOWANCES/ ENTITLEMENTS Hazard/Inconveniences: US$560.00 (Monthly) Car Maintenance: US$1,089.00 (Monthly) Entertainment & Recreation: US$575.00 (Monthly) Travel & Events: US$950.00 (Monthly) 8.0EXPENSES BEFORE TRAVEL BY EMPLOYEES Expenses made/incurred by the employee related to job before commencement of duties or Expenses made during Travel Plans, Processing of Travel Particulars ETC will be substantiated with receipts and Employer will re-imburse the Employee not later than Five (5) working days after submission of Employee’s expense Report and Receipts as proofs of such Expenses. Employer however agrees to reimburse fully all Travel costs and Expenses made by Employee. The agreement hereby binds Employer and Employee in that re-imbursements will be made fully to Employees upon presentation of Expense Reports and Receipts of Expenses. “On no account will Employer accept to shoulder costs for Travel Expenses, Processing of Work/ Resident Permit Papers of Employee before Work sign-on. This is to possibly evade losses that may be accrued to Employer should Employee decide to decline Job Offer after certain Expenses must have been made by Employer.” The agreement hereby binds Employer and Employee in that re-imbursements will be made fully to Employees upon presentation of Expense Reports and Receipts of Expenses 9.0UPFRONT PAYMENT OF SALARIES The first monthly salary shall be paid in advance before expatriates embark on journey to assume duty. This is to enable expatriates settle all domestic needs before travel. As such no excuses will be entertained on assumption of duty relating to default. Employees (Expatriates) are to note that 1MONTH UPFRONT SALARIES are paid as soon as Employees Procure and Process the relevant Resident/ Work Permit Documents from the Benin Immigration Services and submit same to the company for Verification. All payment of Salary after assumption of duty in BENIN shall be 75% paid into an offshore account to be provided by employee with the remaining 25% paid locally in BENIN. This is in line with the Benin Expatriate Financial Statutory Laws. 10.0FEEDING & ACCOMODATION All Employees are expected to reside at the Company’s Staff estate. There are Single Bed-room and Flat options for Employees to choose from. Employees are entitled to take meals free of charge at the General Staff canteens. Dietary options, Customized cooks and Dieticians are available options. 11.0MEDICAL EXPENSES Employer will provide the employee with comprehensive Health care for the term of contract, and follow-on care for injuries suffered during the term of contract for employee and family. 12.0OFFICE ASSETS TO BE PROVIDED BY EMPLOYER Computer resources: Laptop Computer, 1.6 GHz Processor, 256 MB RAM, 24XCD-RW, 30GB Hard Drive, Floppy Drive, Integrated Network Adapter, Internal 56K Modem, Spare Battery and Necessary Software. Full time Internet access is also made available. Phones: Employer will provide each employee with one (1) landline and one (1) mobile telephone. This shall have a reasonable credit limit application per month. Cars: Employer will provide an official car MAZDA 626 LX for Senior/ Chief Staffs. Also they shall always be a standby Air Conditioned Coaster Bus to transport ordinary staffs from the Company’s Estate to work Metropolis. 13.0SAFETY & SECURITY Safety and Security of personnel (Local/Foreign) and Facilities on Job Locations and communities are no small issues, and have been seriously considered to ensure and assure hitch free operations. All operations on Job Location are designed to adhere strictly to the Health Safety and Environment (HSE) Policy as applicable in the Oil and Gas Sector. All expatriates are entitled to a free and mandatory safety courses on Job Locations to be delivered by qualified safety and environment experts. All safety wears shall be provided by the Company at Job Locations such like Safety Coveralls, Gloves, Goggles, Helmet and Safety Shoes etc. as applicable in the Oil & Gas Sector. 14.0TELECOMMUNICATION/ INTERNET FACILITIES There are standard Telecommunication Facilities and Internet services at the disposal of all expatriates, and same shall be accessible to all Personnel (Local/Foreign) without any charge or expenses to be incurred. Cellular Phones can be obtained by expatriates from the Local dealers/Service Providers in Work Metropolis but must be used in accordance with the safety regulations on Job Locations. 15.0ADDITIONAL SERVICES Recreational/Sports Facilities shall also be made available at the disposal of all expatriates with no expenses to be incurred. Laundry and Dry Cleaning Service will also be made available to all Expatriates by the company's laundry and dry cleaning unit. 16.0DOCUMENTS PROCESSING VISA, WORK/ RESIDENCE PERMIT The Employee is requested to contact the below office who shall be responsible for the process or his or her Valid Benin Work/Residence Permit Visa and then should forward same to the HR of BENOC for Verification and authenticity confirmation. Hence any expenses incurred during this process shall be refunded to the candidate in not less than 5 working days of arrival to Benin. 17.0THE BENIN IMMIGRATION SERVICES CONTACT DETAILS BELOW: BENIN IMMIGRATION SERVICES LOT 708/710 ZONE DES AMBASSADE, BENIN IMMIGRATION LAYOUT, COTONOU, REP. DU BENIN E-mail: workpermit@immigrationbenin-bj.com TEL: +229- 97 53 75 47 Contact Person: BARR. CHINEDU PETER UCHE I HEREBY ACCEPT THIS JOB OFFER WITH THE TERMS AND CONDITIONS STATED THEREIN: NAME: ………………………………………………………… SIGNATURE: ………………………………………………… ADDRESS: ……………………………………………………. DESIGNATION: ………………………………………………. Regards Andrew Morgan Head of Career/ Recruitment Department Benin Oil Corporation Benin.

I want migration in any country. What I need to do? I have 4-year computer science (2.59 gpa - in scale of 4: 79% in numerical score) graduation degree with minor in management information system (MIS) (3.00 gpa - in scale of 4: 86% in numerical score) from a university. Use this link. www.northsouth.edu I have part-time work experience as a mis executive in a local software company. I worked as a volunteer in ACM-ICPC (International Collegiate Computer Programming Contest) Dhaka event from university in 2004. I want to study in MBA or Masters in international bussiness in abroad. But as you know, financial expenses is the main problem. I want full-free study with all the expenses in my staying in that country. It sounds very difficult. But I may work as an bussiness associate in any company. My university is not able to help me about going abroad. And I do not have that financial condition to go and contact to every embassy. I need e-mail address of any company/advisor for free assessment who can help me to go abroad.

For those of you who are not sure which job works for you, here are some of US highest paying jobs!!!? I hope this helps you to decide your future job!!! Feel free to write any comments and jobs (your current job) that pays well. Highest-Paying Jobs in the US Do what you love and the money will follow is great in theory, but the truth of the matter is, certain jobs and fields simply pay more. The Bureau of Labor Statistics National Compensation Survey showed, for example, that white-collar earnings, which averaged $21.85 per hour, were the highest among occupational groups. Blue-collar pay averaged $15.03 per hour, while the hourly pay of service occupations averaged just $10.40. The jobs that pay the most require at least a four-year college degree. According to the most recent data from the Employment Policy Foundation, the nation’s 12 top-paying jobs -- and the mean annual income reported in 2003 for each -- were: Top Paying Jobs Overall • Physicians and surgeons -- $147,000 • Aircraft pilots -- $133,500 • Chief executives -- $116,000 • Electrical and electronic engineers -- $112,000 • Lawyers and judges -- $99,800 • Dentists -- $90,000 • Pharmacists -- $85,500 • Management analysts -- $84,700 • Computer and information system managers -- $83,000 • Financial analysts, managers and advisors -- $84,000 • Marketing and sales managers -- $80,000 • Education administrators -- $80,000 Though many of these occupations require an advanced degree, there are jobs at every education level that pay more than other jobs for workers with similar levels of schooling. Here, courtesy of the Employment Policy Foundation, is a look at the best-paying occupations at varying education levels: Top Paying Jobs That Do Not Require a High School Degree These jobs tend to require substantial on-the-job training and work experience rather than formal education and schooling: • Industrial production managers -- $36,000 • Bailiffs, correctional officers and jailers -- $36,400 • Drafters -- $36,000 • Construction manager -- $33,600 • Electricians -- $31,900 Top Paying Jobs for High School Graduates These occupations emphasize work experience and on-the-job training rather than formal education: • Computer software engineers -- $58,900 • Computer/information systems managers -- $56,400 • Computer programmers -- $55,000 • Network systems and data communications analysts -- $49,000 • General and operations managers -- $48,000 • Database, network and computer systems administrators -- $48,000 Top Paying Jobs for a Two-Year College Degree The following jobs tend to be technical in nature, emphasizing skills developed on the job as well as job-specific training and certifications: • Healthcare practitioners -- $66,000 • Business analysts -- $58,000 • Electrical and electronic engineers -- $57,000 • Mechanical engineers -- $56,800 • General and operations managers -- $54,000 • Computer and information systems managers -- $50,400 "A look at expected earnings over a lifetime shows the economic benefit of higher education attainment," says Tony Carnevale, who chaired President Clinton’s National Commission for Employment Policy and authored several books, including "America and the New Economy: How New Competitive Standards are Radically Changing American Workplaces." A person with a doctoral or professional degree, for example, is expected to earn about $3 million over the course of his or her working life while a person without a high school diploma is expected to earn less than $1 million. "Despite an increasing supply of well-educated workers, the college wage premium has nearly doubled since 1980, largely because of the added value of a college education in the new knowledge economy," adds Carnevale. The Employment Policy Forum concurs, but stresses that these numbers are only averages. Individual earnings depend on many factors inducing geographic location, employer size (average hourly earnings ranged from $15.06 in organizations employing between 1 and 99 workers to $24.09 in those with 2,500 workers or more), industry (workers in goods-producing industries earned $18.46 an hour vs. those in service-producing industries who earned $16.44 an hour) and the worker’s skills and characteristics.

Mid-career change. Please help. In or around West Coast of USA? I have over 15 years of experience in Product Management and Marketing in the IT Telecommunication industry. I am trying to transition my experience into other industries to apply my extensive experience without any success. Cannot find a decent job, offers are mostly commission based in the financial and insurance sector which I am not interested in. Comfortable with salary pay plan possibly in the manufacturing of electronics products or software. Any advice?

What next to boost up my career ? I am holding B.E. Computers degree and currently working with MNC Software company (Financial sector). I want to study further to step up my career. Also thing is that i want to join back IT industries after my post grad. what would you ppl recommend? Any techno-management course in Abroad ?

From the job description--Will I have a lot of competition? 10 points for the best advice. Thank you? JOB SUMMARY Provides program and administrative support to Director and Assistant Director of the Women's Empowerment Programs (WEP) unit. REQUIREMENTS Experience: Two to four years experience providing program and administrative support. Field work essential. Work in Asia preferred. Knowledge of women's empowerment issues required. Education: Bachelor or Master Degree. Other: Excellent representational skills; Relevant field experience, preferably in Asia; Outstanding writing skills; Proposal writing experience; Program design and development experience; Excellent interpersonal, organizational, and oral communication skills; Strong research, editing, and proofreading skills; Strong computer skills; Knowledge of work processing, database, and spreadsheet software; Able to work as part of a team and independently with minimal supervision; Takes initiative; Background in gender issues and/or women's empowerment in Asia strongly preferred. JOB FUNCTIONS Grant Management: Manage regional programs as directed, including drafting quarterly reports; meeting and corresponding with relevant contacts about programs as directed; working with relevant field offices on implementation of program components as needed; correspond with program partners and participants as needed; draft letters of agreement and letters of contract for program as needed; and monitor all spending to ensure that spending matches budget. Fundraising: Assist in program development and proposal writing. This will involve conducting research on new issues that could be developed into new programs as well as assisting in brainstorming and WEP unit discussions about fundraising. The Program Officer (PO) works on both WEP initiated proposals, and RFAs, and on field office proposals related to WEP. Accompany Director to meetings with donors and potential donors as requested. Track and draft reports to donors as assigned. External Representation: The PO represents TAF/WEP at meetings and other forums as directed. The PO should be able to speak knowledgeably about TAF and WEP to a broad range of audiences. Public Events: Draft and send out invitations; trask RSVPs; contract with appropriate vendors including venues and refreshments; ensure costs stay within budget; prepare written materials as needed; and staff events. Administrative Support: Office administrative assistance, including maintaining program files, copying, phone coverage, and database maintenance. Financial Support: Handle accounting for thematic events, including preparation of Requests for Payment (RFPs). Prepare grant documentation for WEP unit. Program Support: Assist Director and Assistant Director in writing, editing, and proofreading documents and correspondence as required; Assist Director in keeping office organized to ensure that nothing slips through the cracks; Draft and send out correspondence as needed; Responsible for logistical arrangements for thematic activities such as conferences, workshops, meetings, and other events, including managing budgets; Draft contracts, letters of agreement, and amendments as requested; Conduct library and internet research on selected topics as required; and Update one-pagers. Other: Perform other duties as may be assigned by the Director or other until staff. JOB LOCATION Washington, DC, US. I AM A STRONG WOMAN, BUT I AM NOT A FEMENIST. I REALLY WANT THAT JOB. HOW DO I GET IN?!? :)

Will I have a lot of competition? 10 points for the best advice. Thank you? JOB SUMMARY Provides program and administrative support to Director and Assistant Director of the Women's Empowerment Programs (WEP) unit. REQUIREMENTS Experience: Two to four years experience providing program and administrative support. Field work essential. Work in Asia preferred. Knowledge of women's empowerment issues required. Education: Bachelor or Master Degree. Other: Excellent representational skills; Relevant field experience, preferably in Asia; Outstanding writing skills; Proposal writing experience; Program design and development experience; Excellent interpersonal, organizational, and oral communication skills; Strong research, editing, and proofreading skills; Strong computer skills; Knowledge of work processing, database, and spreadsheet software; Able to work as part of a team and independently with minimal supervision; Takes initiative; Background in gender issues and/or women's empowerment in Asia strongly preferred. JOB FUNCTIONS Grant Management: Manage regional programs as directed, including drafting quarterly reports; meeting and corresponding with relevant contacts about programs as directed; working with relevant field offices on implementation of program components as needed; correspond with program partners and participants as needed; draft letters of agreement and letters of contract for program as needed; and monitor all spending to ensure that spending matches budget. Fundraising: Assist in program development and proposal writing. This will involve conducting research on new issues that could be developed into new programs as well as assisting in brainstorming and WEP unit discussions about fundraising. The Program Officer (PO) works on both WEP initiated proposals, and RFAs, and on field office proposals related to WEP. Accompany Director to meetings with donors and potential donors as requested. Track and draft reports to donors as assigned. External Representation: The PO represents TAF/WEP at meetings and other forums as directed. The PO should be able to speak knowledgeably about TAF and WEP to a broad range of audiences. Public Events: Draft and send out invitations; trask RSVPs; contract with appropriate vendors including venues and refreshments; ensure costs stay within budget; prepare written materials as needed; and staff events. Administrative Support: Office administrative assistance, including maintaining program files, copying, phone coverage, and database maintenance. Financial Support: Handle accounting for thematic events, including preparation of Requests for Payment (RFPs). Prepare grant documentation for WEP unit. Program Support: Assist Director and Assistant Director in writing, editing, and proofreading documents and correspondence as required; Assist Director in keeping office organized to ensure that nothing slips through the cracks; Draft and send out correspondence as needed; Responsible for logistical arrangements for thematic activities such as conferences, workshops, meetings, and other events, including managing budgets; Draft contracts, letters of agreement, and amendments as requested; Conduct library and internet research on selected topics as required; and Update one-pagers. Other: Perform other duties as may be assigned by the Director or other until staff. JOB LOCATION Washington, DC, US.

Distance MBA in Finance or IT - does add any value for software professionals?? Hi I've a little bit of confusion in selecting the most suitable MBA course and the management institute for me. I've experience of working in IT industries for more than 4 years and most of it is in financial/brokerage services domain. I've worked as Business Systems Analyst as well as Software Test Engineer and for that I've a little bit of awareness of brokerage and other financial services and I've a knack in those subjects as well. Currently I'm working as a Test Professional in a 'non-finance' [computer/printer software related] domain. I'm looking for an MBA degree (thru distance learning), which would help me grow in my career. Now the concern is whether it is advisable to do distance MBA in Finance domain or MBA in Information Technologies.Also can somebody please help me in finding out the best institute for me.Following names in my mind - 1. Sikkim Manipal University, [MBA-IT : 2yrs] 2. Symbiosis, [PGDIT: 2yrs] 3. Amity University [MBA - IT: 3yrs] Plz help! Thanks!

i got appointment letter from BENIN OIL CORPORATION is this real? Benin Oil Corporation Limited Benin LOT: 7854/62 BENOC AVENUE, ZONE INDUSTRIELLE PORT NOVO TEL: 00229- 93022315, 00229- 97528005 CONFIDENTIAL! BENIN OIL CORPORATION JOB REF: BENOCBJI67/21563755 DATE: MARCH 27TH, 2008 ATTENTION: SAEED FAROUK SHAMSEEN CONTRACT AGREEMENT/ APPOINTMENT LETTER 1.0EXECUTIVE SUMMARY We have in file, your Resume, Job Application and Answers to the Official Interview. After the evaluation of these documents, we found you qualified to work with our Team. Hence, BENIN OIL CORPORATION Seek to employ your services as an expatriate consultant for the provision of expatriate services as stipulated in the following acts in this document. This document embodies the approved Terms for the purpose of this contract. 2.0JOB TITLE/UNIT PURCHASING MANAGER 3.0JOB COMMENCEMENT/ LOCATION The work Location will be within the work metropolis of BENIN OIL CORPORATION Facility Plant. You are to report immediately to the HR Manager after your arrival for brief elaboration about the company and other logistics before you start duty. 4.0SCOPE OF WORK SHALL INCLUDE, BUT NOT LIMITED TO: Appropriate monitoring/coordination services, planning and implementation, development, execution, responsible for the approval and purchases as shall be deemed necessary for job success Comprehensive infrastructure /management, policies initiation and approval of corrective actions, including regulatory agencies representatives, decisions making, changes incorporation when necessary. Quality assurance, Quality control, corporate liaison work with one or more project team, or steering committee, senior managers and other key influences, possession and maintenance of outgoing and incoming policy and operations manuals. You shall be expected to work lead a team of prime experienced project personnel’s with the mandate to provide excellent services. You shall also be expected to meet/liaise with the entire management board of WEST BENIN OIL CORPORATION For overview and updates bi-monthly 5.0CONTRACT PERIOD/ DURATION This contract is for the period of one year, starting for the date of your arrival to Benin, after one year Contract can be renewable. 6.0SALARY INDICATION Monthly Salary: US$12,000 (Twelve Thousand United States Dollars) You will be eligible to receive US$11,920 (Eleven Thousand Nine Hundred and twenty United States Dollars) –Basic (Tax exclusive) Monthly. Funds can be transferred to any Bank designated by you and this must be in conformity with the present tax situation of the Country. Work time shall be 40 hours work week for the Twelve (12) month contract term as such employee shall also be entitled to over-time allowance if employee work time exceeds the official stipulated hours. Salary shall also be liable to increments with time and employees' official promotions and position in service. 7.0ALLOWANCES/ ENTITLEMENTS Hazard/Inconveniences: US$560.00 (Monthly) Car Maintenance: US$1,089.00 (Monthly) Entertainment & Recreation: US$575.00 (Monthly) Travel & Events: US$950.00 (Monthly) 8.0EXPENSES BEFORE TRAVEL BY EMPLOYEES Expenses made/incurred by the employee related to job before commencement of duties or Expenses made during Travel Plans, Processing of Travel Particulars ETC will be substantiated with receipts and Employer will re-imburse the Employee not later than Five (5) working days after submission of Employee’s expense Report and Receipts as proofs of such Expenses. Employer however agrees to reimburse fully all Travel costs and Expenses made by Employee. The agreement hereby binds Employer and Employee in that re-imbursements will be made fully to Employees upon presentation of Expense Reports and Receipts of Expenses. “On no account will Employer accept to shoulder costs for Travel Expenses, Processing of Work/ Resident Permit Papers of Employee before Work sign-on. This is to possibly evade losses that may be accrued to Employer should Employee decide to decline Job Offer after certain Expenses must have been made by Employer.” The agreement hereby binds Employer and Employee in that re-imbursements will be made fully to Employees upon presentation of Expense Reports and Receipts of Expenses 9.0UPFRONT PAYMENT OF SALARIES The first monthly salary shall be paid in advance before expatriates embark on journey to assume duty. This is to enable expatriates settle all domestic needs before travel. As such no excuses will be entertained on assumption of duty relating to default. Employees (Expatriates) are to note that 1MONTH UPFRONT SALARIES are paid as soon as Employees Procure and Process the relevant Resident/ Work Permit Documents from the Benin Immigration Services and submit same to the company for Verification. All payment of Salary after assumption of duty in BENIN shall be 75% paid into an offshore account to be provided by employee with the remaining 25% paid locally in BENIN. This is in line with the Benin Expatriate Financial Statutory Laws. 10.0FEEDING & ACCOMODATION All Employees are expected to reside at the Company’s Staff estate. There are Single Bed-room and Flat options for Employees to choose from. Employees are entitled to take meals free of charge at the General Staff canteens. Dietary options, Customized cooks and Dieticians are available options. 11.0MEDICAL EXPENSES Employer will provide the employee with comprehensive Health care for the term of contract, and follow-on care for injuries suffered during the term of contract for employee and family. 12.0OFFICE ASSETS TO BE PROVIDED BY EMPLOYER Computer resources: Laptop Computer, 1.6 GHz Processor, 256 MB RAM, 24XCD-RW, 30GB Hard Drive, Floppy Drive, Integrated Network Adapter, Internal 56K Modem, Spare Battery and Necessary Software. Full time Internet access is also made available. Phones: Employer will provide each employee with one (1) landline and one (1) mobile telephone. This shall have a reasonable credit limit application per month. Cars: Employer will provide an official car MAZDA 626 LX for Senior/ Chief Staffs. Also they shall always be a standby Air Conditioned Coaster Bus to transport ordinary staffs from the Company’s Estate to work Metropolis. 13.0SAFETY & SECURITY Safety and Security of personnel (Local/Foreign) and Facilities on Job Locations and communities are no small issues, and have been seriously considered to ensure and assure hitch free operations. All operations on Job Location are designed to adhere strictly to the Health Safety and Environment (HSE) Policy as applicable in the Oil and Gas Sector. All expatriates are entitled to a free and mandatory safety courses on Job Locations to be delivered by qualified safety and environment experts. All safety wears shall be provided by the Company at Job Locations such like Safety Coveralls, Gloves, Goggles, Helmet and Safety Shoes etc. as applicable in the Oil & Gas Sector. 14.0TELECOMMUNICATION/ INTERNET FACILITIES There are standard Telecommunication Facilities and Internet services at the disposal of all expatriates, and same shall be accessible to all Personnel (Local/Foreign) without any charge or expenses to be incurred. Cellular Phones can be obtained by expatriates from the Local dealers/Service Providers in Work Metropolis but must be used in accordance with the safety regulations on Job Locations. 15.0ADDITIONAL SERVICES Recreational/Sports Facilities shall also be made available at the disposal of all expatriates with no expenses to be incurred. Laundry and Dry Cleaning Service will also be made available to all Expatriates by the company's laundry and dry cleaning unit. 16.0DOCUMENTS PROCESSING VISA, WORK/ RESIDENCE PERMIT The Employee is requested to contact the below office who shall be responsible for the process or his or her Valid Benin Work/Residence Permit Visa and then should forward same to the HR of BENOC for Verification and authenticity confirmation. Hence any expenses incurred during this process shall be refunded to the candidate in not less than 5 working days of arrival to Benin. 17.0THE BENIN IMMIGRATION SERVICES CONTACT DETAILS BELOW: BENIN IMMIGRATION SERVICES LOT 708/710 ZONE DES AMBASSADE, BENIN IMMIGRATION LAYOUT, COTONOU, REP. DU BENIN E-mail: workpermit@immigrationbenin-bj.com TEL: +229- 97 53 75 47 Contact Person: BARR. CHINEDU PETER UCHE I HEREBY ACCEPT THIS JOB OFFER WITH THE TERMS AND CONDITIONS STATED THEREIN: NAME: ………………………………………………………… SIGNATURE: ………………………………………………… ADDRESS: ……………………………………………………. DESIGNATION: ………………………………………………. Regards Andrew Morgan Head of Career/ Recruitment Department Benin Oil Corporation Benin.